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230 Main St, Green Isle, MN, 55338

3beds
2baths
1,940sqft
$219,900
$113price/sqft
$1,736/moest. monthly cost
$69,440/yrincome needed

About This Home

Welcome to a charming, easy-living home in the peaceful community of Green Isle. This is the kind of small town where life slows down, neighbors wave as they pass, and quiet evenings feel like a daily gift. If you’ve been dreaming of a place that offers calm, comfort, and affordability, this home delivers all of it. Inside, you’ll love the thoughtful layout that makes everyday living simple and convenient. Having a bathroom on both the main floor and the upper level is a huge perk, giving everyone their own space and making mornings flow with ease. The updated kitchen is bright and inviting, perfect for cooking, gathering, or just enjoying a cozy cup of coffee. Fresh flooring brings a clean, modern feel throughout, and the bedrooms on both levels give you flexibility—whether you want a main-floor retreat or a tucked-away upper-level escape. This home is wonderfully low-maintenance, making it ideal for anyone who wants the freedom to enjoy life without the constant demands of upkeep. Add in the affordability and the charm of a quiet small-town setting, and you’ve got a place that truly feels like home.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1949

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bathroom

  • Level: Upper
  • Area: 117
  • Dimensions: 13x9

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,156

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 340130000
  • Zoning description: Residential-Single Family
  • Foundation area: 784

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 74 x 160

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Drought
Heat Wave
Ice Storm

FEMA Declared Disasters in Sibley County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$255$3,060
Property Taxes $200$2,400
Electricity $170$2,050
Total$1,736$20,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,520/yr
40% on housing$52,080/yr
45% on housing$46,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 55338$176
Sibley County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 55338
Sibley County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$229,000
2025-11-17Listed for sale$239,000

For Sale by Agent

AgentBenjamin V. Hanf
BrokerageLPT Realty, LLC

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