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423 Golf Rd, South Sioux City, NE, 68776

3beds
3baths
2,780sqft
$380,000
$137price/sqft
$2,673/moest. monthly cost
$106,920/yrincome needed

About This Home

Want an in-town acreage? This home is calling to you! Close to shopping and restaurants and quick access to main road and interstates. This 3+ bedroom (1 no egress) and 3 bathroom home boasts large open concept on the main floor. The primary bedroom and 3/4 ensuite offer ample space with a 2nd large bedroom on the main floor. The finished basement gives you tons of extra living space for all your get togethers and offers a full 2nd kitchen. With 2 refrigerators and 2 stoves, you're guests will never go thirsty or hungry. And freshly painted rooms. Your new home sits on 2 acres with a new roof (2025) and new septic (2019). And septic is pumped yearly. You have city water at your convenience with a private well so your lawn is plush and green. Plenty of parking as well with a 2 stall attached garage and rocked extra spaces. With all the beautiful trees, did I mention you will have apple, pear, plum and cherry trees too?

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
4/10
1/10

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Master Bath,Master WI Closet
  • Window features: Skylight(s)
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 1,340
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,780
  • Total interior livable area: 2,780 sqft

Property

Details

  • Parcel number: 220150354
  • Zoning: ag
  • Zoning description: ag

Features

  • Levels: Split
  • Patio & porch: Deck
  • Exterior features: Outdoor Fire Area

Lot

  • Lot size: 2 Acres
  • Features: Garden,Landscaped,Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Drought
Inland Flooding
Lightning

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance $313$3,756
Property Taxes $268$3,216
Electricity $171$2,059
Total$2,673$32,076

Income You'd Need if You Spent...

35% on housing$91,645/yr
40% on housing$80,190/yr
45% on housing$71,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 68776$122
Dakota County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 68776$153
Dakota County$216

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$420,000
2025-10-20Listed for sale$437,000
2016-07-29Sold$180,000
2016-06-29Pending sale$184,950
2016-06-21Listed for sale$184,950
2004-09-10Sold$125,000

For Sale by Agent

AgentDeanna Cloud
BrokerageKeller Williams Siouxland

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