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407 2nd Ave, South Sioux City, NE, 68776

3beds
2baths
2,975sqft
$424,950
$143price/sqft
$3,053/moest. monthly cost
$122,120/yrincome needed

About This Home

Stunning new construction built in 2024 offering modern design and quality finishes throughout! This 3-bedroom, 2-bath home features an open-concept layout with spacious living, dining, and kitchen areas—perfect for everyday living and entertaining. The kitchen showcases sleek cabinetry, stylish backsplash, and ample counter space. The home’s impressive front entrance creates great curb appeal, while large windows bring in plenty of natural light. Enjoy a fully finished basement providing additional living space for a family room, recreation area, or flex use. Step outside to a fenced backyard complete with a deck—ideal for relaxing or hosting gatherings. Additional highlights include a 2-car garage, contemporary fixtures, and thoughtful updates throughout. Move-in ready with modern touches inside and out—don’t miss this one!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

7/10
4/10
1/10

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Brick Accent,Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,375
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,975
  • Total interior livable area: 2,975 sqft

Property

Details

  • Parcel number: 220015945

Features

  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance $350$4,200
Property Taxes $372$4,464
Electricity $183$2,203
Total$3,053$36,636

Income You'd Need if You Spent...

35% on housing$104,674/yr
40% on housing$91,590/yr
45% on housing$81,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 68776$122
Dakota County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 68776$153
Dakota County$216

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$424,950
2023-03-24Sold$40,000
2023-03-07Listed for sale$40,000

For Sale by Agent

AgentNorma Karnes
BrokerageLPT Realty, LLC

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