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213 N 2nd St, Homer, NE, 68030

4beds
1baths
1,704sqft
$275,000
$161price/sqft
$1,894/moest. monthly cost
$75,760/yrincome needed

About This Home

This move-in-ready, country-style home is waiting for you! Situated on an extra-large 0.34-acre lot, it offers great potential for an additional garage or workshop building. This four-bedroom home features a completely renovated bathroom (2023) and new flooring throughout the main floor (2026). New roof in 2014 with 30 year manufacturer warranty. Large PVC windows installed in 2024, bring in plenty of natural light, showcasing the beautifully surrounding views. All bedrooms are generously sized with ample closet space. The spacious basement with high ceilings offers the potential to be finished into a fifth primary bedroom, complete with an existing bathroom.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Homer Elementary SchoolGrades PK-60.3 mi
4/10
Homer High SchoolGrades 7-120.3 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None

Basement

  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,704

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,704
  • Total interior livable area: 1,704 sqft

Property

Details

  • Parcel number: 220004269
  • Zoning: Res
  • Zoning description: Res

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.34 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Drought
Inland Flooding
Wildfire
Winter Weather
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $191$2,292
Property Taxes $189$2,268
Electricity $124$1,493
Total$1,894$22,728

Income You'd Need if You Spent...

35% on housing$64,937/yr
40% on housing$56,820/yr
45% on housing$50,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 68030$119
Dakota County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 68030$155
Dakota County$216

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$285,000
2026-04-27Listed for sale$295,000
2007-09-28Sold$89,950

For Sale by Agent

AgentDenise Philpotts
BrokerageCentury 21 ProLink

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