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119 Elm St, Peebles, OH, 45660

4beds
2baths
1,482sqft
$64,900
$44price/sqft
$605/moest. monthly cost
$24,200/yrincome needed

About This Home

New listing 4 bedroom, 2 full bath home on .30 acre lot in Peebles, OH. Covered front porch and wood storage building. New roof installed July 2026. Being sold As-Is. This property is eligible under the Freddie Mac First Look Initiative until August 12, 2026 the seller will only accept offers from buyers who intend to make it their primary residence.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Peebles Elementary SchoolGrades PK-61.1 mi
5/10
Peebles High SchoolGrades 7-121.0 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Unknown Insulation

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom1

  • Level: First

Bedroom

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,482
  • Total interior livable area: 1,482 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 0551412014

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch-Covered

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: .30

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$40$480
Property Taxes $44$528
Electricity $193$2,320
Total$605$7,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,742/yr
40% on housing$18,150/yr
45% on housing$16,133/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$44This listing

vs Other Active Listings

Avg $/sqft

ZIP 45660$154
Adams County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 45660
Adams County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$64,900
2026-05-29Sold$53,334
2025-11-06Listed for sale--

For Sale by Agent

AgentValerie Carson
BrokerageCENTURY 21 Empire Realty SE

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