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231 Stone Ave, Templeton, PA, 16259

3beds
2baths
1,482sqft
$33,500
$23price/sqft
$451/moest. monthly cost
$18,040/yrincome needed

About This Home

Nestled in the river community of Templeton, this charming home will capture your attention, it just feels like home. The oak trim work and pocket doors in the living room add to the old time charm. Alot of the work has been done for you, new drywall, the old carpet was removed thru out to reveal the wood flooring, Downstairs bathroom has new toilet,vanity and sink. New floor is not quite finished but materials are included to do so,upstairs bathroom has new toilet installed and a brand new sink that needs to be installed Also included, new light fixtures for the whole house, nice kitchen sink and faucet and another faucet for the downstairs bathroom. Newer furnace and H WT. This is a very solid 3 bed 1.5 bath home, two stories with nice sized rooms and a huge full walk up attic for storage, off street parking below house, The wide front porch provides beautiful views of the river. Local twp roads open to A T V's Hunting fishing nearby.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Dayton Elementary SchoolGrades K-612.0 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Composition
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Wood

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,482
  • Total interior livable area: 1,482 sqft

Property

Details

  • Parcel number: 370026068
  • Zoning: R

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 40x120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $169$2,028
Home Insurance *$21$252
Property Taxes $37$444
Electricity $224$2,692
Total$451$5,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,462/yr
40% on housing$13,530/yr
45% on housing$12,026/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.6%
-3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$23This listing

vs Other Active Listings

Avg $/sqft

ZIP 16259$34
Armstrong County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 16259$72
Armstrong County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-24Listed for sale$35,000
2025-09-30Sold$20,000
2025-08-06Pending sale$20,000
2025-08-06Contingent$20,000
2025-07-23Listed for sale$20,000
2025-07-14Contingent$20,000
2025-07-14Pending sale$20,000
2025-06-24Price change$20,000
2025-05-04Listed for sale$39,900

For Sale by Agent

AgentKathy Bowser
BrokerageRE/MAX Select Realty - New Bethlehem

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