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18 Oak Ln, Lake Ariel, PA, 18436

2beds
2baths
1,391sqft
$205,000
$147price/sqft
$1,629/moest. monthly cost
$65,160/yrincome needed

About This Home

Charming Pocono retreat! 18 Oak Ln offers peaceful surroundings and easy access to lakes and outdoor fun. Perfect as a full-time home, weekend escape or investment opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Evergreen El SchoolGrades PK-55.6 mi
6/10
6/10
Western Wayne High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Microwave,Electric Oven,Dryer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Area: 47.4
  • Dimensions: 7.9 x 6

Bathroom2

  • Area: 35
  • Dimensions: 7 x 5

Bedroom1

  • Area: 112.2
  • Dimensions: 10.2 x 11

Bedroom2

  • Area: 120
  • Dimensions: 8 x 15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 127.6
  • Dimensions: 11 x 11.6

Features

  • Kitchen Island
  • Door features: Sliding Doors
  • Flooring: Carpet,Vinyl,Hardwood,Concrete
  • Fireplace features: Wood Burning
  • Attic: Other
  • Finished area below ground: 312
  • Finished area above ground: 1,079

Heating & Cooling

  • Heating features: Electric,Wood Stove
  • Cooling features: Other

Interior Area

  • Total structure area: 1,391
  • Total interior livable area: 1,391 sqft

Kitchen

  • Area: 97.8
  • Dimensions: 16.3 x 6

Living Room

  • Area: 309.7
  • Dimensions: 16.3 x 19

Property

Details

  • Parcel number: 12000490044
  • Zoning: R1

Features

  • Stories: 1
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 0.53 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 23087

Parking

  • Total spaces: 1
  • Parking features: Driveway,Unpaved
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$94$1,128
Property Taxes $275$3,300
Electricity $224$2,692
Total$1,629$19,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,851/yr
40% on housing$48,870/yr
45% on housing$43,440/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 18436$148
Wayne County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 18436
Wayne County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$219,900
2026-04-19Listed for sale$219,900
2022-06-30Sold$166,000
2022-04-25Pending sale$169,900
2022-04-21Listed for sale$169,900

For Sale by Agent

AgentGina Staback
BrokerageIron Valley Real Estate Greater Scranton

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