551 Congress St, Mobile, AL, 36603
About This Home
Newer construction with timeless historic charm! Built in 2024, this beautifully designed home offers the best of both worlds, modern construction with the character and elegance of a historic property. Thoughtfully built for low-maintenance living, it features a durable metal roof, HardiePlank siding, and energy-efficient double-pane windows. Perfectly located just a few blocks from the vibrant energy of Dauphin Street, you’ll enjoy easy access to some of Mobile’s best restaurants, nightlife, and entertainment.With ongoing development projects and the continued revitalization of downtown Mobile, this area is experiencing strong growth in demand and desirability. Making this property not just a home, but a smart investment. This property is part of a five-home portfolio currently operating as successful short-term rentals, with strong booking activity. It can be purchased individually or as part of the full portfolio. 555 Congress Street is currently generating nearly $30,000 in annual gross income. This would make a great business or addition to an existing portfolio in a high demand spot. Don’t miss this opportunity, call today for more information or to schedule your private tour! Buyer to verify all information during due diligence.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Roof: Metal
- Construction materials: Cement Siding,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dryer,Gas Oven,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Cathedral Ceiling(s),High Ceilings 10 ft Main
- Fireplace features: None
Heating & Cooling
- Heating features: Electric
- Cooling features: Humidity Control
Interior Area
- Total structure area: 728
- Total interior livable area: 728 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2906400003166003
Features
- Levels: One
- Pool features: None
- Patio & porch: Front Porch
- Exterior features: None
- Spa features: None
- Fencing: Front Yard
- Has view: Yes
- View description: Other
- Waterfront features: None
Lot
- Lot size: 1,306 sqft
- Features: Back Yard,Front Yard
- Lot size dimensions: 25 x 54
Parking
- Total spaces: 1
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,036 | $12,432 |
| Home Insurance * | $397 | $4,764 |
| Property Taxes | $73 | $876 |
| Electricity | $240 | $2,881 |
| Total | $1,746 | $20,952 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listed for sale | $205,000 |
| 2024-06-21 | Listing removed | -- |
| 2024-06-06 | Listed for rent | $1,200 |
| 2016-04-15 | Sold | $30,000 |
View on Zillow