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1037 Belvedere Cv, Birmingham, AL, 35242

5beds
3baths
3,286sqft
$630,000
$192price/sqft
$4,074/moest. monthly cost
$162,960/yrincome needed

About This Home

Welcome to one of the most desirable homes in the highly sought-after Belvedere Cove! This beautifully updated home offers the rare convenience of a 3-car garage and is ideally located just steps from the community pool and an easy walk to the lake. The open-concept floor plan features high ceilings, elegant archways, and abundant natural light. The completely renovated kitchen showcases stainless steel appliances, generous workspace, and opens to the inviting great room with a cozy gas fireplace. The spacious primary suite offers a private sitting area and a luxurious bath with double vanities. Two bathrooms have also been beautifully renovated. A dedicated office, formal dining room, and breakfast area provide exceptional space for both everyday living and entertaining. Just minutes from Mt. Laurel’s shopping, restaurants, and grocery stores, this home offers the perfect blend of luxury, comfort, and convenience. Don’t miss the opportunity to own this exceptional home!

Getting Around

21
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

10/10
10/10
Chelsea Middle SchoolGrades 6-85.8 mi
8/10
Chelsea High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Recessed Lighting,High Ceilings,Crown Molding,Smooth Ceilings,Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Ventless,Family Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,286

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,286 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Master Bathroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 038340016007.000
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Cleaning System,In Ground,Fenced,Community
  • Patio & porch: Covered,Patio
  • Exterior features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$302$3,624
Property Taxes $220$2,640
Electricity $367$4,412
Total$4,074$48,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,680/yr
40% on housing$122,220/yr
45% on housing$108,640/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 35242$241
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35242$204
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$599,900
2026-07-16Listed for sale$630,000
2018-05-08Sold$327,500
2018-04-02Price change$334,900
2018-03-22Price change$342,500
2018-02-26Price change$335,900
2018-02-08Price change$342,500
2017-10-18Listed for sale$349,000
2015-05-28Sold$295,000
2014-05-23Sold$309,000
2008-05-07Sold$295,061

For Sale by Agent

AgentAngie Smith
BrokerageEllis Realty

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