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539 Hamwood St SW, Palm Bay, FL, 32908

4beds
2baths
1,851sqft
$359,900
$194price/sqft
$2,622/moest. monthly cost
$104,880/yrincome needed

About This Home

Brand new construction, move-in ready in SW Palm Bay. This Estero II floor plan offers 4 bedrooms, 2 baths, and a spacious open-concept layout designed for comfortable everyday living. The kitchen features granite countertops, energy-efficient Whirlpool appliances, and ample cabinet space, flowing seamlessly into the main living and dining areas. The private primary suite includes a large walk-in closet and en-suite bath, while three additional bedrooms provide flexibility for guests, work, or family. Additional features include a 2-car garage, energy-efficient systems, and modern finishes throughout. Conveniently located near shopping, dining, parks, and major roadways, with easy access to area beaches. Ask about current buyer incentives, closing cost assistance, and flexible financing options offered by Builder.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
Southwest Middle SchoolGrades 7-83.4 mi
3/10
Bayside High SchoolGrades 9-120.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Cooktop,Electric Oven,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bathroom2

  • Level: Main
  • Area: 45
  • Dimensions: 5.00 x 9.00

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11.00 x 10.00

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11.00 x 10.00

Bedroom4

  • Level: Main
  • Area: 100
  • Dimensions: 10.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 96
  • Dimensions: 8.00 x 12.00

Features

  • Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Smart Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,851 sqft

Kitchen

  • Level: Main
  • Area: 108
  • Dimensions: 12.00 x 9.00

Living Room

  • Level: Main
  • Area: 132
  • Dimensions: 11.00 x 12.00

Master Bathroom

  • Level: Main
  • Area: 108
  • Dimensions: 9.00 x 12.00

Master Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15.00 x 12.00

Other

  • Level: Main
  • Area: 420
  • Dimensions: 21.00 x 20.00

Utility Room

  • Level: Main
  • Area: 30
  • Dimensions: 5.00 x 6.00

Property

Details

  • Parcel number: 293624Jp01472.00025.00
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Storm Shutters

Lot

  • Lot size: 10,018 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Covered,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$177$2,124
Property Taxes $429$5,148
Electricity $197$2,366
Total$2,622$31,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,897/yr
40% on housing$78,660/yr
45% on housing$69,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 32908$172
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32908$185
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$359,900
2026-05-01Listing removed$371,900
2026-05-01Listed for sale$371,900
2026-04-27Pending sale$371,900
2026-04-24Price change$371,900
2026-04-09Listed for sale$367,900
2026-03-24Pending sale$367,900
2026-02-13Price change$367,900
2025-11-25Pending sale$347,900
2025-10-10Price change$347,900
2025-10-01Price change$343,900
2025-07-01Pending sale$349,900
2025-04-16Price change$349,900
2025-04-12Listed for sale$355,900
2025-03-27Listing removed$375,900
2025-01-07Price change$375,900
2024-11-08Price change$371,900
2024-10-02Price change$381,900
2024-08-27Listed for sale$377,900
2021-09-27Sold$39,000
2021-08-28Pending sale$39,000
2021-08-23Listed for sale$39,000
2019-10-01Listing removed$10,500
2019-10-01Pending sale$10,500
2019-09-23Sold$9,500
2019-07-27Listed for sale$10,500
2019-02-28Sold$10,500
2019-01-28Pending sale$11,000

New Construction

AgentTrenton Miller
BrokerageVincent Keenan, REALTORS

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