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3268 Toronto Ave SE, Palm Bay, FL, 32909

4beds
2baths
1,806sqft
$319,990
$177price/sqft
$2,547/moest. monthly cost
$101,880/yrincome needed

About This Home

MOVE IN READY! AVAILABLE NOW! The ROYAL, part of our new Value Series homes. Known for being a quality build, this block constructed homes includes our energy smart features throughout. Over 1800 SF, Four sizeable Bedrooms and two Full Baths. If you're looking for an Open Floor Plan, this is the home for you. Large Kitchen Island overlooking the spacious Great Room. This new home includes one full year of builder's transferable warranty coverage and a 10-year limited structural warranty.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Sunrise Elementary SchoolGrades PK-60.7 mi
3/10
Southwest Middle SchoolGrades 7-85.7 mi
3/10
Bayside High SchoolGrades 9-123.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder name: Holiday Builders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Level: First
  • Area: 128.8
  • Dimensions: 11.50 x 11.20

Bedroom3

  • Level: First
  • Area: 126.5
  • Dimensions: 11.50 x 11.00

Bedroom4

  • Level: First
  • Area: 112.22
  • Dimensions: 10.11 x 11.10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 105.54
  • Dimensions: 9.50 x 11.11

Family Room

  • Level: First
  • Area: 292.5
  • Dimensions: 19.50 x 15.00

Features

  • Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Primary Downstairs,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,224
  • Total interior livable area: 1,806 sqft

Other

  • Level: First
  • Area: 210
  • Dimensions: 14.00 x 15.00

Other

  • Level: First
  • Area: 362.2
  • Dimensions: 18.11 x 20.00

Property

Details

  • Parcel number: 293733Gt01128.00011.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 10,018 sqft
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$247$2,964
Property Taxes $485$5,820
Electricity $197$2,366
Total$2,547$30,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,325/yr
40% on housing$76,410/yr
45% on housing$67,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 32909$181
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32909$188
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$319,990
2026-05-07Price change$319,990
2026-01-28Listed for sale$333,990
2025-06-04Listing removed$334,990
2025-05-13Listed for sale$334,990
2004-08-30Sold$25,000

New Construction Spec

AgentTrish Lohela
BrokerageHoliday Builders Gulf Coast

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