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40291 Gold Nugget Drive, Deer Trail, CO, 80105

4beds
3baths
2,605sqft
$675,000
$259price/sqft
$4,353/moest. monthly cost
$174,120/yrincome needed

About This Home

Fiber optic internet now available! Set on over 14 acres of peaceful countryside that offers a rare opportunity to enjoy privacy, expansive views, and room to roam, all while staying connected to modern comforts. This spacious 4-bedroom, 3-bathroom home features thoughtful updates throughout, making it ideal for those seeking a blend of rural living and everyday convenience. The main level welcomes you with a bright and open great room, where windows frame beautiful mountain views and fill the space with natural light. The kitchen is both stylish and functional, boasting granite countertops, a generous island, and plenty of room for gatherings. The primary suite includes a five-piece en-suite bathroom, including a heat cycling jetted bathtub, while two additional bedrooms and a full bathroom on the main level offer flexibility for family or guests. Downstairs, the finished walkout basement features a fourth bedroom, full bath, laundry area, and a comfortable family room that opens to a lower patio. Enjoy the outdoors from the expansive deck or the lower-level patio, both offering unobstructed views of the surrounding landscape and frequent wildlife sightings. The property is well-equipped for country living, featuring a detached garage/workshop, two large sheds, a chicken coop, an expansive greenhouse, a stocked pond, and a charming pergola for outdoor enjoyment. Modern amenities include central air conditioning, forced-air heating, a private well, and a septic system. The home also features a solar energy system with a 20-year warranty on the panels and a backup battery that supports the furnace, refrigerator, and select outlets, providing peace of mind and energy efficiency year-round. Whether you’re looking for space, views, or a harmonious blend of both 40291 Gold Nugget Dr delivers the perfect country lifestyle—just a short drive from city amenities. Don’t miss your chance to own this unique retreat where comfort and natural beauty come together.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

--
Agate Elementary SchoolGrades PK-616.6 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom

  • Features: Primary Suite
  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Finished area below ground: 1,272
  • Finished area above ground: 1,333

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,605
  • Total interior livable area: 2,605 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: R104955
  • Zoning: RA
  • Special condition: Standard
  • Exclusions: Sellers Personal Property In Home,Garage And Sheds,All Atv's,Utv's,Etc.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony,Dog Run,Garden,Lighting,Private Yard,Water Feature
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Plains

Lot

  • Lot size: 14.14 Acres

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Exterior Access Door,Insulated Garage,Oversized,Oversized Door,Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Wildfire
Winter Weather
Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$480$5,760
Property Taxes $264$3,168
Electricity $196$2,359
Total$4,353$52,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,245/yr
40% on housing$130,590/yr
45% on housing$116,080/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 80105$180
Elbert County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 80105$175
Elbert County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$675,000
2025-07-07Listing removed$675,000
2025-06-26Listed for sale$675,000
2019-12-16Sold$422,500
2019-11-11Pending sale$450,000
2019-08-21Listed for sale$450,000
2018-02-21Sold$70,000
2017-05-03Listed for sale$82,500

For Sale by Agent

AgentJacqui Beek
BrokerageHomeSmart

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