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14 Cottage Ct, Cocoa Beach, FL, 32931

3beds
4baths
2,863sqft
$1,245,000
$435price/sqft
$8,377/moest. monthly cost
$335,080/yrincome needed

About This Home

Quality is immediately evident in this thoughtfully designed custom coastal residence, where exceptional construction, timeless craftsmanship, and flexible living spaces create a home as enduring as it is beautiful. Built in 2017, this 3-bedroom, 3.5-bath residence offers 2,863 square feet of luxurious living with the rare advantage of dual primary suites--one on each level--making it ideal for multigenerational living, extended guests, or those seeking the convenience of first-floor living. Every detail was carefully considered, from the concrete block construction, standing seam aluminum roof, impact-rated windows and doors, and spray foam insulation to the beautifully crafted millwork, extensive ceiling treatments, and Chef's kitchen with large island and KitchenAid appliances. Outside, the covered lanai, ocean breezes, saltwater pool with heated spa and waterfall, expansive paver courtyard, fire pit, golf course setting, and distant Banana River sunsets create a private... Outside, the covered lanai, ocean breezes, saltwater pool with heated spa and waterfall, expansive paver courtyard, fire pit, golf course setting, and distant Banana River sunsets create a private resort-inspired retreat. Located near the Cocoa Beach Country Club with sidewalks leading to downtown Cocoa Beach, restaurants, shopping, festivals, and the beach, this home delivers a rare combination of exceptional craftsmanship, energy efficiency, and an unmatched coastal lifestyle.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2017

Materials

  • Roof: Metal
  • Construction materials: Concrete,Stucco,Composition Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Craftsman,Multi Generational
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Double Oven,Dryer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Ice Maker,Induction Cooktop,Microwave,Tankless Water Heater,Washer,Wine Cooler
  • Laundry features: In Unit,Lower Level,Sink

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),In-Law Floorplan,Kitchen Island,Open Floorplan,Primary Bathroom - Shower No Tub,Primary Bathroom -Tub with Separate Shower,Primary Downstairs,Smart Thermostat,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Tile,Wood,Other
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 3,304
  • Total interior livable area: 2,863 sqft

Property

Details

  • Parcel number: 2537095300000.00013.00
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,Heated,In Ground,Salt Water,Waterfall
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Courtyard,Fire Pit,Outdoor Shower,Impact Windows
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Fencing: Fenced,Full,Vinyl
  • Has view: Yes
  • View description: Golf Course,River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 9,147 sqft
  • Features: Corner Lot,On Golf Course

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,295$75,540
Home Insurance *$253$3,036
Property Taxes $1,541$18,492
Electricity $288$3,457
Total$8,377$100,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$287,211/yr
40% on housing$251,310/yr
45% on housing$223,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$435This listing

vs Other Active Listings

Avg $/sqft

ZIP 32931$277
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32931$390
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$1,245,000
2025-12-05Listing removed$1,310,000
2025-10-29Price change$1,310,000
2025-10-21Price change$1,325,000
2025-09-26Price change$1,375,000
2025-09-03Listed for sale$1,395,000
2016-05-06Sold$110,000

For Sale by Agent

AgentEllen Rubino
BrokerageRE/MAX Aerospace Realty

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