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2039 Olympia Ave SW, Palm Bay, FL, 32908

4beds
3baths
2,471sqft
$409,900
$166price/sqft
$2,828/moest. monthly cost
$113,120/yrincome needed

About This Home

Pre-Construction. To Be Built. Set on an expansive homesite in a desirable Palm Bay location, The Harmony showcases refined finishes, quality construction, and a spacious layout designed for modern living. Beautiful landscaping enhances the home's curb appeal, while the homesite backs to a canal, creating peaceful water views from the rear and a natural backdrop to enjoy each day. Inside, 9 foot 4 inch ceilings and crown molding throughout create an open and elegant feel, complemented by granite countertops and a thoughtfully designed floor plan. The great room serves as the heart of the home and connects seamlessly to a private den with double French doors, providing the perfect space for a home office, quiet retreat, or gathering area. The kitchen is both stylish and functional, featuring a large island with additional seating, a walk in pantry, and generous counter space ideal for daily living and entertaining. The primary suite provides a relaxing escape, complete with a tray ceiling, an oversized walk in closet, and a luxurious bath featuring a tiled shower and separate soaking tub for a spa inspired experience. A private ensuite guest room and two additional bedrooms are positioned to provide comfort and privacy for family and visitors. The covered lanai, located just off the kitchen and great room, creates a seamless indoor and outdoor connection and is the perfect place to relax while taking in the tranquil canal views. A spacious three car garage provides ample room for vehicles, storage, and hobbies. Modern living is enhanced by a built in smart home package that includes a Ring video doorbell, smart thermostat, keyless entry smart door lock, and Deako light switches. Hurricane shutters, gutters, Zip System sheathing, and a full builder warranty add lasting value and peace of mind. Designed with space, comfort, and scenic surroundings in mind, The Harmony creates a setting where everyday living feels exceptional.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
3/10
Southwest Middle SchoolGrades 7-83.3 mi
3/10
Bayside High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder name: Maronda Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Level: First
  • Area: 120
  • Dimensions: 12.00 x 10.00

Bedroom3

  • Level: First
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedroom4

  • Level: First
  • Area: 132
  • Dimensions: 11.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: First
  • Area: 144
  • Dimensions: 12.00 x 12.00

Dining Room

  • Level: First
  • Area: 56
  • Dimensions: 7.00 x 8.00

Features

  • Breakfast Bar,Breakfast Nook,Built-in Features,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Primary Downstairs,Smart Home,Smart Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Great Room

  • Level: First
  • Area: 544
  • Dimensions: 17.00 x 32.00

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,411
  • Total interior livable area: 2,471 sqft

Kitchen

  • Level: First
  • Area: 150
  • Dimensions: 10.00 x 15.00

Master Bedroom

  • Level: First
  • Area: 224
  • Dimensions: 16.00 x 14.00

Other

  • Level: First
  • Area: 168
  • Dimensions: 12.00 x 14.00

Property

Details

  • Parcel number: 293624Jp01469.00024.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Storm Shutters
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal

Lot

  • Lot size: 0.25 Acres
  • Features: Drainage Canal,Other

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$202$2,424
Property Taxes $306$3,672
Electricity $248$2,984
Total$2,828$33,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,960/yr
40% on housing$84,840/yr
45% on housing$75,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 32908$173
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32908$185
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Price change$409,900
2026-03-06Price change$411,900
2026-02-17Listed for sale$429,900

New Construction Spec

AgentBrian Acri
BrokerageNew Home Star Florida LLC

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