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228 Fitchburg St SW, Palm Bay, FL, 32908

5beds
3baths
2,414sqft
$473,900
$196price/sqft
$3,608/moest. monthly cost
$144,320/yrincome needed

About This Home

Ask about our interest rates, builder paid closing costs and no down payment options! The Key West plan in Palm Bay features a three-car garage and five spacious bedrooms, offering plenty of room for family and guests. The chef-ready kitchen is a true highlight, overlooking the family room and dining room, creating an open and inviting atmosphere that's perfect for entertaining and everyday living. Whether you're preparing meals or hosting gatherings, this layout allows you to stay connected while enjoying the convenience of a modern, functional space. The thoughtful design ensures both comfort and style! Ideally located near I-95, this desirable area places homeowners just minutes from top-rated shopping, dining, entertainment, and outdoor recreation. This particular home is positioned in a peaceful neighborhood on a quiet street, just minutes from shopping, parks and schools. *Appliance models subject to availability. *

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
Southwest Middle SchoolGrades 7-84.1 mi
3/10
Bayside High SchoolGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Other

Other

  • Builder name: LGI Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11.00 x 11.00

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12.00 x 10.00

Bedroom4

  • Level: Main
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedroom5

  • Level: Main
  • Area: 120
  • Dimensions: 12.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13.00 x 11.00

Features

  • Ceiling Fan(s),Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,414 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 14.00 x 11.00

Living Room

  • Level: Main
  • Area: 357
  • Dimensions: 21.00 x 17.00

Master Bedroom

  • Level: Main
  • Area: 238
  • Dimensions: 17.00 x 14.00

Utility Room

  • Level: Main
  • Area: 42
  • Dimensions: 7.00 x 6.00

Property

Details

  • Parcel number: 293625Jp01518.00008.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Storm Shutters

Lot

  • Lot size: 10,454 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Covered,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,396$28,752
Home Insurance *$234$2,808
Property Taxes $736$8,832
Electricity $242$2,915
Total$3,608$43,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,702/yr
40% on housing$108,240/yr
45% on housing$96,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 32908$172
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32908$185
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$467,900
2026-03-24Pending sale$467,900
2026-01-07Price change$467,900
2025-12-09Listed for sale$464,900
1995-11-09Sold$1,276,400

New Construction Spec

AgentGayle K. Van-Wagenen
BrokerageLGI Realty-Florida LLC

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