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2499 SE 30th St, Melrose, FL, 32666

4beds
5baths
3,058sqft
$995,000
$325price/sqft
$7,326/moest. monthly cost
$293,040/yrincome needed

About This Home

DIRECT LAKEFRONT- Lake Santa Fe, is rated one of the BEST natural spring fed lakes in Florida. Welcome Home to your dream family lake house! Nestled on a tranquil lot with panoramic water views, this stunning lakefront home is designed for both relaxation and entertaining. With its spacious living areas, it’s the perfect place to create unforgettable memories. The fully furnished main home features 3 generous bedrooms and 3.5 bathrooms, an open-concept kitchen and living room flowing onto a screened-in porch with stunning lake views. Upstairs you will find 2 large bedrooms, each with ensuite bathrooms along with a cozy second living area- ideal for guests. This property also features an oversized 3-car garage with ample storage for boats and lake gear. Above the garage you will find a fully finished 1-bedroom, 1-bathroom guest apartment with a full kitchen and living room- perfect for extended family, visitors, or Airbnb potential. This beautiful home sits on 0.69 areas, designed for outdoor enjoyment and easy lake access, less than a mile from the boat ramp with plenty of space to park a boat or RV. Enjoy your days on the lake or enjoying the two screened-in porches to soak in the lake breeze. This home isn’t just a property—it’s a lifestyle. Enjoy sun-soaked days by the water, evenings under the stars, and every special moment in between. Whether you're looking for a full-time residence or a weekend escape, this lakefront gem offers everything you need and more. This Amazing location is only 25 minutes to Gainesville, 5 minutes to downtown Melrose and 15 minutes to Keystone Heights. Big Lake Santa Fe is a 5800 acre, aquifer fed stable lake with amazing fishing, recreation and water sports. Come for the views and stay for the peace and relaxation in this turnkey lakefront home! While all information is believed to be accurate, measurements should be verified by potential buyers

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Southside Elementary SchoolGrades PK-512.1 mi
2/10
Bradford Middle SchoolGrades 6-813.2 mi
4/10
Bradford High SchoolGrades 9-1213.1 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: Second
  • Area: 420
  • Dimensions: 42x10

Balcony Porch Lanai

  • Level: First
  • Area: 440
  • Dimensions: 44x10

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 228
  • Dimensions: 19x12

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 216
  • Dimensions: 18x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Built-in Closet
  • Level: Second
  • Area: 294
  • Dimensions: 21x14

Dining Room

  • Level: First
  • Area: 168
  • Dimensions: 14x12

Features

  • Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Walk-In Closet(s),Wet Bar
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,392
  • Total interior livable area: 3,058 sqft

Kitchen

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Living Room

  • Level: First
  • Area: 352
  • Dimensions: 22x16

Other

  • Level: Second
  • Area: 660
  • Dimensions: 30x22

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 210
  • Dimensions: 15x14

Property

Details

  • Parcel number: 06079001000
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio,Porch,Rear Porch,Screened
  • Exterior features: Private Mailbox
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges,Skiing Allowed
  • Waterbody name: LAKE SANTA FE
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.69 Acres
  • Features: Landscaped,Oversized Lot
  • Lot size dimensions: 100 x 300

Parking

  • Total spaces: 3
  • Parking features: Boat,Covered,Driveway,Guest,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Bradford County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$582$6,984
Property Taxes $1,406$16,872
Electricity $307$3,693
Total$7,326$87,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$251,177/yr
40% on housing$219,780/yr
45% on housing$195,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.5%
10.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 32666$177
Bradford County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 32666$212
Bradford County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$995,000
2026-01-07Listing removed$1,060,000
2025-06-28Listed for sale$1,060,000
2025-05-12Pending sale$1,060,000
2025-05-06Listing removed$1,060,000
2025-05-06Pending sale$1,060,000
2025-04-26Listed for sale$1,060,000
2025-03-07Listing removed--
2024-11-30Listed for sale$1,300,000
2017-03-20Listing removed$269,000
2017-02-26Pending sale$269,000
2017-01-14Listed for sale$269,000
2016-11-04Listing removed$269,000
2016-01-29Price change$269,000
2015-10-28Price change$244,000
2015-10-02Price change$269,000
2015-08-11Price change$244,000
2015-07-30Price change$269,000
2015-07-12Price change$244,000
2015-06-30Price change$269,000
2015-06-12Price change$244,000
2015-05-31Price change$269,000
2015-05-13Price change$244,000
2015-03-11Listed for sale$269,000

For Sale by Agent

AgentSkye Chapman
BrokerageMG REAL ESTATE GROUP

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