See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

454 Point Lobos Dr, Satellite Beach, FL, 32937

3beds
2baths
1,866sqft
$599,000
$321price/sqft
$4,358/moest. monthly cost
$174,320/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bdrm, 2-bath home in the sought-after gated community of Montecito. Designed w/ both comfort & style in mind, this residence offers an open, airy floor plan highlighted by rich 42-inch dark maple cabinetry, gleaming granite countertops, SS appliances, a spacious walk-in pantry, & a center island that's ideal for gatherings & entertaining. The primary suite is a true retreat, featuring an expansive walk-in closet, dual vanities, and a generously sized tiled shower complete with a built-in bench. Additional features include a tankless on-demand water heater & a full-size washer and dryer conveniently located inside. Living here means more time to enjoy the lifestyle you deserve--lawn care is handled by the association, freeing you to relax at the resort-style pool and spa, stay active in the fitness center, or socialize at the clubhouse. Just moments from the beach, Montecito offers the perfect blend of luxury, convenience, and coastal living.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
7/10
Delaura Middle SchoolGrades 7-81.1 mi
8/10

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,526
  • Total interior livable area: 1,866 sqft

Property

Details

  • Parcel number: 2637263200000.00039.00
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Rear Porch
  • Exterior features: Storm Shutters
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 6,098 sqft
  • Features: Cul-De-Sac,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 50 x 137

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$794$9,528
Property Taxes $339$4,068
Electricity $197$2,366
Total$4,358$52,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,417/yr
40% on housing$130,740/yr
45% on housing$116,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 32937$264
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32937$310
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Price change$599,000
2025-10-24Price change$610,000
2025-09-26Listed for sale$624,000
2024-12-19Listing removed$3,000
2024-11-04Listed for rent$3,000
2023-11-08Sold$600,000
2023-10-23Contingent$675,000
2023-10-01Listed for sale$675,000
2023-06-20Listing removed--
2023-06-07Price change$675,000
2023-05-06Listed for sale$699,000
2014-10-21Sold$321,300
2014-07-21Sold$104,000
2013-11-21Listing removed$334,990
2013-06-20Price change$334,990
2013-06-04Price change$334,880
2013-05-07Price change$331,880
2013-02-19Listed for sale$333,670

For Sale by Agent

AgentDawn M Strandell
BrokerageCENTURY 21 Baytree Realty

Similar Homes