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4509 Unruh Ave, Philadelphia, PA, 19135

3beds
1baths
1,186sqft
$239,900
$202price/sqft
$1,809/moest. monthly cost
$72,360/yrincome needed

About This Home

Step into this beautifully updated 3-bedroom, 1 bath home where modern elegance meets classic charm. Featuring a newly renovated kitchen with sleek appliances, a stylish living area with fresh flooring and paint, and three comfortable bedrooms, this residence is move-in ready. The updated bathroom boasts contemporary fixtures, while the inviting front porch offer perfect spaces for relaxation and outdoor enjoyment. Located in a friendly neighborhood close to amenities, this home is the perfect blend of comfort and convenience—schedule your viewing today!

Getting Around

86
WalkingVery Walkable
54
TransitGood Transit
60
BikeBikeable

Schools

4/10
Disston Hamilton SchoolGrades K-80.2 mi
3/10
Lincoln High SchoolGrades PK,9-121.3 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,186

Heating & Cooling

  • Heating features: Radiant,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,186
  • Total interior livable area: 1,186 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 412000500
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,095 sqft
  • Lot size dimensions: 14.00 x 76.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Earthquake
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$134$1,608
Property Taxes $238$2,856
Electricity $224$2,692
Total$1,809$21,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,022/yr
40% on housing$54,270/yr
45% on housing$48,240/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 19135$124
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19135$206
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$229,900
2026-08-06Price change$238,900
2026-07-21Price change$239,900
2026-07-09Price change$244,900
2026-06-29Listed for sale$249,900
2026-05-11Sold$138,000
2005-10-18Sold$72,000
2002-02-22Sold$57,400

For Sale by Agent

AgentSantos Rivera
BrokerageIron Valley Real Estate of Berks

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