




5130 Lake Bluff Cir, Marianna, FL, 32446
About This Home
Welcome to this exceptional custom-built estate, perfectly positioned on what may be the most beautiful and private 4-acre homesite on Merritt's Mill Pond. Immaculately maintained and thoughtfully designed, this stunning waterfront property offers the perfect blend of luxury, comfort, and outdoor living. Located only a half mile from 18 holes of golf at the Indian Springs Golf Course. Follow the gently rolling landscape down to your private dock, where crystal-clear, spring-fed waters invite you to spend your days fishing, kayaking, boating, swimming, or simply enjoying the breathtaking natural beauty that makes Merritt's Mill Pond one of Florida's hidden treasures. Inside, this spacious 5-bedroom, 3.5-bath home with a dedicated office showcases quality craftsmanship and timeless design throughout. Elegant details such as coffered ceilings, crown molding, and custom built-in bookcases create a warm and refined atmosphere. The chef's kitchen is designed for both everyday living and entertaining, featuring a large center island, pantry, double ovens, gas cooktop, and stainless-steel appliances. The generously sized first-floor primary suite offers a peaceful retreat with a luxurious en-suite bath and abundant closet space. A desirable split-bedroom floor plan places the additional four bedrooms upstairs, providing privacy and flexibility for family and guests. The open-concept living areas flow seamlessly throughout the home, while the dedicated office offers the perfect space for working remotely, studying, or managing daily tasks. Step outside to enjoy the expansive covered porch, complete with a convenient gas hookup for grilling and outdoor entertaining. Overlooking lush green lawns that has its own underground irrigation system, this outdoor living space is ideal for relaxing with family and friends year-round. Additional features include an attached two-car garage, ample driveway parking, and a setting that offers both privacy and convenience. Rarely does an opportunity arise to own such a pristine waterfront estate on the crystal-clear, spring-fed waters of Merritt's Mill Pond. Schedule your private showing today and experience this extraordinary property for yourself.
Getting Around
Schools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Gas Water Heater,Water Purifier Owned,Water Softener Owned
Bedroom
- Level: Second
- Dimensions: 20 x 15
Bedroom
- Level: Second
- Dimensions: 14 x 12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Double Vanity,Interior Steps,Jetted Tub,Main Level Primary,Separate Shower,Walk-In Closet(s)
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Multi Units
Interior Area
- Total structure area: 3,963
- Total interior livable area: 3,963 sqft
Living Room
- Level: First
- Dimensions: 24 x 22
Master Bathroom
- Level: First
- Dimensions: 12 x 7
Master Bedroom
- Level: First
- Dimensions: 15 x 15
Property
Details
- Parcel number: 064N09000000100050
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Covered,Patio
- Exterior features: Covered Patio,Dock
- Has spa: Yes
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Lake Front
Lot
- Lot size: 4.05 Acres
- Features: Cul-De-Sac,Sprinkler System,Paved
- Lot size dimensions: 1160 x 190
Parking
- Total spaces: 2
- Parking features: Circular Driveway,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,382 | $40,584 |
| Home Insurance * | $536 | $6,432 |
| Property Taxes | $739 | $8,868 |
| Electricity | $398 | $4,785 |
| Total | $5,055 | $60,660 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-13 | Listed for sale | $669,000 |
| 2024-12-17 | Sold | $625,000 |
| 2024-09-28 | Pending sale | $649,000 |
| 2024-09-23 | Contingent | $649,000 |
| 2024-07-19 | Price change | $649,000 |
| 2024-06-15 | Listed for sale | $675,000 |
| 2003-05-01 | Sold | $4,900 |
