95279 Whistling Duck Cir, Fernandina Beach, FL, 32034
About This Home
Nestled on a private lot in The Preserve at Summer Beach, this beautifully maintained four-bedroom, three-and-a-half-bath Mediterranean-style pool home is designed for both everyday living and exceptional entertaining. Backing to a lush preserve, you’ll enjoy a peaceful natural setting with exceptional privacy from your fully screened paver lanai, complete with a private pool, spa, brand-new pool equipment, and a new Weber Genesis propane grill that conveys with the home. Inside, soaring coffered ceilings, abundant natural light, impact-rated windows and doors, and an open split-bedroom floor plan create an inviting atmosphere. The private owner’s wing features preserve views, direct pool access, dedicated office space, and a convenient powder room. On the opposite side of the home, a guest suite with pool access, two additional bedrooms, formal dining overlooking the pond, and a dedicated laundry room provide ideal separation for family and guests. Thoughtful updates completed in 2026 include a new HVAC system, whole-home EcoWater filtration & water softener, two tankless water heaters w/propane regulators, fresh interior paint, updated lighting and fans, new carpet in all bedrooms, attic insulation, and stylish fixture upgrades. The owners have also enhanced the living space by opening the floor plan, creating an even more spacious feel. Exterior improvements include roof maintenance, refreshed landscaping, impact window upgrades, a new garage service door, and more. Just minutes from the beach, The Ritz-Carlton, and historic downtown Fernandina Beach, this home offers the perfect combination of luxury, convenience, and coastal living in one of Amelia Island’s most sought-after communities.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2011
Materials
- Roof: Barrel
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Mediterranean,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Water Softener Owned,Stove,Washer,Ice Maker,Wine Cooler
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
Features
- Ceiling Fan(s),Fireplace,Split Bedrooms,Shutters,Cable TV
- Window features: Insulated Windows,Vinyl,Plantation Shutters
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 2,992
- Total interior livable area: 2,992 sqft
Property
Details
- Parcel number: 00SB30167400040000
- Zoning: PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Community,In Ground,Private,Screen Enclosure
- Patio & porch: Rear Porch,Brick,Covered,Patio,Screened
- Exterior features: Sprinkler/Irrigation
- Frontage type: Preservation
Lot
- Lot size: 0.37 Acres
- Lot size dimensions: 0.369
Parking
- Total spaces: 2
- Parking features: Driveway,Two Car Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Heat Wave
- Inland Flooding
- Ice Storm
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,964 | $95,568 |
| Home Insurance * | $1,018 | $12,216 |
| Property Taxes | $1,710 | $20,520 |
| Electricity | $301 | $3,613 |
| Total | $10,993 | $131,916 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Pending sale | $1,575,000 |
| 2026-06-18 | Listed for sale | $1,575,000 |
| 2025-10-16 | Sold | $1,475,000 |
| 2025-09-25 | Pending sale | $1,550,000 |
| 2025-08-13 | Listed for sale | $1,550,000 |
| 2011-07-06 | Sold | $510,000 |
For Sale by Agent
View on Zillow