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18574 NW 284th Street, Okeechobee, FL, 34972

4beds
2baths
1,707sqft
$319,000
$187price/sqft
$2,178/moest. monthly cost
$87,120/yrincome needed

About This Home

BRAND NEW CHAMPION 4/2 HOME in the HIGHLY DESIRED Viking/Prairie! This home sits on 1.25 fully fenced acres with an abundant of mature oak trees that can be viewed from the front porch or the oversized 14' x 28' rear deck. Features Wind Zone 3 Construction with Wind Bracing Skirting for storms! Brand New 4-Ton Rheem A/C and Concrete Septic Tank. A Full Water Softener Filtration System will be installed prior to Closing. Inside you will find many upgrades such as Built-In Closest in the Master Suite with a Stand Alone Soaking Tub. The kitchen features ample counter space, S/S appliances, upgraded Black Fixtures and a beverage bar. The split floor plan provides privacy while still allowing for great entertaining space. Move-in ready and located close to the main paved road for convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
Seminole Elementary SchoolGrades PK-518.6 mi
3/10
Yearling Middle SchoolGrades 6-819.8 mi
3/10
Okeechobee High SchoolGrades 9-1220.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: Champion Embrace

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Water Softener Owned,Water Softener,Water Heater
  • Laundry features: Inside

Bedroom2

  • Level: First
  • Area: 100.8
  • Dimensions: 10.5 X 9.6

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Built-in Features,Bathtub,Dual Sinks,Kitchen Island,Split Bedrooms,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Flooring: Vinyl,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,707
  • Total interior livable area: 1,707 sqft

Living Room

  • Level: First
  • Area: 237.23
  • Dimensions: 18.39 X 12.9

Master Bedroom

  • Level: First
  • Area: 183.18
  • Dimensions: 14.2 X 12.9

Property

Details

  • Parcel number: 12234330a0000012d000
  • Zoning: MH
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Outdoor Living Area,Room For Pool
  • Fencing: Full
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 1.25 Acres
  • Features: 1-2 Acres,Landscaped,None,Oversized Lot,Many Trees
  • Lot size dimensions: 165.56' x 330.61'

Parking

  • Total spaces: 5
  • Parking features: Aggregate,Circular Driveway,Open,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Strong Wind
Cold Wave
Lightning
Wildfire
Inland Flooding

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$174$2,088
Property Taxes $194$2,328
Electricity $197$2,366
Total$2,178$26,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,674/yr
40% on housing$65,340/yr
45% on housing$58,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 34972$171
Okeechobee County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34972$172
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$319,000
2025-11-26Sold$35,000
2021-10-13Sold$12,500
2003-03-18Sold$7,000
2002-10-16Sold$3,000

New Construction

AgentAshley Nichole Austin
BrokerageRed Gator Real Estate

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