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96143 Hanging Moss Dr, Fernandina beach, FL, 32034

2beds
3baths
2,064sqft
$775,000
$375price/sqft
$5,532/moest. monthly cost
$221,280/yrincome needed

About This Home

Experience coastal living at its finest in this like new townhome located in a gated community on the highly desirable south end of Amelia Island. Designed for both comfort and convenience, this townhome features a private elevator and dual primary suites, one on each level, making it ideal for guests or multigenerational living. The upgraded kitchen showcases quartz countertops, stainless steel appliances, and a gas range, seamlessly opening to a light-filled living area that is perfect for entertaining. Built with efficiency in mind, the home includes a tankless gas water heater and is situated within a natural gas community offering premium amenities. Residents enjoy access to a community pool, clubhouse, and a paved bike trail that leads directly to the beach, making it effortless to embrace the island lifestyle. Car enthusiasts and hobbyists will appreciate the two-car garage featuring a durable Swisstrax flooring system, cabinetry, and a dedicated workbench for optimal organization and functionality. Whether you are searching for a primary residence, vacation retreat, or investment opportunity, this exceptional property places you just minutes from pristine beaches, dining, and shopping while offering the security and appeal of gated island living.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

6/10
Fernandina Beach High SchoolGrades PK,3,8-125.6 mi
--

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Other

  • Builder name: Artisan

Type & Style

  • Home type: Townhouse
  • Architectural style: Two Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Water Softener Owned,Washer

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Level: Upper

Features

  • Ceiling Fan(s),Elevator,Window Treatments
  • Window features: Insulated Windows,Blinds

Great Room

  • Level: Upper

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 2,064 sqft

Kitchen

  • Level: Upper

Master Bathroom

  • Level: Lower

Master Bedroom

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 00SB30046E00460000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Screened

Lot

  • Lot size: 1,999 sqft
  • Lot size dimensions: 0.0506

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Heat Wave
Inland Flooding
Ice Storm
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$501$6,012
Property Taxes $906$10,872
Electricity $207$2,492
Total$5,532$66,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,668/yr
40% on housing$165,960/yr
45% on housing$147,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$413
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Price change$785,000
2026-02-16Listed for sale$799,000
2024-09-26Sold$675,000
2024-07-27Pending sale$699,900
2024-05-22Listed for sale$699,900
2024-05-22Listing removed--
2024-05-15Price change$699,900
2024-04-11Price change$720,000
2024-03-13Price change$749,900
2023-11-24Listed for sale$765,000
2021-12-30Sold$570,915
2021-05-19Pending sale$549,000

For Sale by Agent

AgentTiffany Messer
BrokerageBERKSHIRE HATHAWAY HomeServices HWREI

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