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2638 Arpana Cir, Alford, FL, 32420

2beds
2baths
1,272sqft
$675,000
$531price/sqft
$4,909/moest. monthly cost
$196,360/yrincome needed

About This Home

Escape to your own private mountain retreat in the rolling hills of Compass Lake, where rustic luxury meets timeless craftsmanship. This meticulously maintained, fully furnished custom cabin offers the warmth and charm of a Smoky Mountain lodge while being conveniently located just one hour from some of Florida's most pristine Gulf Coast beaches. Built with exceptional attention to detail, this home features absolutely no sheetrock--every surface showcases the natural beauty of authentic log, cedar, and maple construction. From the moment you step inside, you'll be captivated by the soaring 24-foot cathedral ceilings that create an open, airy atmosphere while preserving the cozy ambiance only a true cabin can provide. The thoughtfully curated interior is filled with meaningful and unique touches, including stunning Argentinian stone accents in the bathroom, hand-carved black bear statues, handwoven tapestries, and custom handcrafted furniture sourced from the mountains of Tennessee. Best of all, the home is being offered fully furnished, allowing the next owner to immediately enjoy the carefully selected décor and mountain-inspired furnishings. Luxury vinyl plank flooring runs throughout the home, complementing the rich natural wood finishes. The spacious living area centers around a fireplace with a high-efficiency flame insert capable of heating the entire home, creating the perfect gathering space during cooler months. The kitchen is beautifully appointed with brand-new appliances, maple cabinetry, and ample storage. Deep closets throughout the home provide exceptional storage, while the loft offers flexible space for a home office, reading nook, or additional living area. Step outside to the screened porch and relax as you take in peaceful views of nature. Situated on an approximately 3-acre corner lot (buyer to verify acreage with survey), the property features a charming turtle pond and a carefully designed circular gravel driveway lined with decorative block accents, creating an inviting entrance that perfectly complements the home's rustic character. Major updates and investments provide peace of mind, including a brand-new HVAC system, new appliances, recently coated exterior logs, and a roof--all still covered under transferable warranties. The HVAC, roof, and exterior log coating remain under 10-year warranties, while the appliances are covered under 5-year warranties. The garage has also been recoated with durable Command Coating flooring. Offering the perfect balance of privacy and convenience, this remarkable property is just 30 minutes from Marianna while providing a true cabin-living experience surrounded by nature. Whether you're seeking a full-time residence, vacation home, or investment opportunity, this one-of-a-kind retreat is truly a diamond in the rough. A rare opportunity to own a fully furnished luxury cabin that combines craftsmanship, comfort, natural beauty, and modern peace of mind--all within easy reach of both town amenities and Florida's stunning beaches.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
6/10
Cottondale High SchoolGrades 6-1210.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Metal
  • Construction materials: Cedar,Shake Siding,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater,Ice Maker

Bedroom

  • Level: Second
  • Dimensions: 20.07 x 12.05

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Interior Steps,Main Level Primary,Separate Shower,Walk-In Closet(s),Loft,Storage
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,272
  • Total interior livable area: 1,272 sqft

Kitchen

  • Level: First
  • Dimensions: 18 x 12

Living Room

  • Level: First
  • Dimensions: 20 x 15

Loft

  • Level: Second
  • Dimensions: 12.1 x 10.07

Master Bathroom

  • Level: First
  • Dimensions: 14 x 5.1

Master Bedroom

  • Level: First
  • Dimensions: 13.04 x 13

Other

  • Level: First
  • Dimensions: 13.05 x 11.07

Other

  • Level: Second
  • Dimensions: 9.01 x 4.04

Screened Porch

  • Level: First
  • Dimensions: 37.01 x 12.08

Storage Room

  • Level: First
  • Dimensions: 28 x 11

Storage Room

  • Level: First
  • Dimensions: 20 x 10

Property

Details

  • Parcel number: 022N11009524700070
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Screened
  • Exterior features: Fire Pit,Porch

Lot

  • Lot size: 2.32 Acres
  • Lot size dimensions: 100768 sq ft

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Drought
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$541$6,492
Property Taxes $758$9,096
Electricity $197$2,366
Total$4,909$58,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,308/yr
40% on housing$147,270/yr
45% on housing$130,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$531This listing

vs Other Active Listings

Avg $/sqft

ZIP 32420$137
Jackson County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 32420
Jackson County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-02Listed for sale$675,000
2025-03-12Sold$230,000
2025-01-28Pending sale$267,300
2024-10-21Listed for sale$267,300

For Sale by Agent

AgentKendra D Balassone
BrokerageChipola Realty

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