See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

14 Hickory Ln, Fernandina Beach, FL, 32034

3beds
4baths
3,456sqft
$2,295,000
$664price/sqft
$16,236/moest. monthly cost
$649,440/yrincome needed

About This Home

Nestled on a private, cul-de-sac lot within the gated community of the Amelia Island Plantation, built in 2018, this impeccably maintained residence welcomes you with a spacious, shaded front porch. The heart of the home is a commanding gourmet kitchen and family room, expertly crafted for both grand entertaining and intimate gatherings. The culinary space is a showstopper, featuring a massive island with a farmhouse sink, high-end appliances including a gas range, and striking quartz countertops. The open-concept design is further elevated by beamed ceilings and a seamless flow into a bright, glass-enclosed sunroom, which leads out to an expansive pavered patio. The main level is thoughtfully designed for single-level convenience, featuring a luxurious Primary Suite with a spa-inspired bath, including a freestanding soaking tub, dual vanities, and a large glass-enclosed shower. A sophisticated main-floor office and a comfortable guest suite ensure privacy for both work and visitors. Upstairs, a versatile bedroom with a full bath provides the ideal space with unlimited possibilities. Practicality meets luxury with abundant extra storage integrated on both levels and an immaculate three-car garage.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Fernandina Beach High SchoolGrades PK,3,8-126.7 mi
--

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Roof: Shingle
  • Construction materials: Frame

Other

  • Builder name: KDI Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Ceiling Fan(s),French Door(s)/Atrium Door(s),Shutters,Cable TV,Window Treatments
  • Door features: French Doors
  • Window features: Other,See Remarks,Blinds,Plantation Shutters

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,456
  • Total interior livable area: 3,456 sqft

Property

Details

  • Parcel number: 016N29030000190000
  • Zoning: RS-1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Brick,Covered,Front Porch,Patio
  • Frontage type: Preservation

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: irr

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Three or more Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,604$139,248
Home Insurance *$1,484$17,808
Property Taxes $2,801$33,612
Electricity $347$4,173
Total$16,236$194,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$556,662/yr
40% on housing$487,080/yr
45% on housing$432,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$664This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$410
Nassau County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$2,295,000
2017-06-30Sold$215,000
2016-10-12Sold$202,500
2005-03-03Sold$245,000
2004-01-21Sold$173,000

For Sale by Agent

AgentJoe Cutajar
BrokerageONE SOTHEBYS INTERNATIONAL REALTY

Similar Homes