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95164 Poplar Way, Fernandina Beach, FL, 32034

5beds
4baths
3,347sqft
$758,000
$226price/sqft
$5,650/moest. monthly cost
$226,000/yrincome needed

About This Home

This Stunning Better than New - Ameilia National Home checks All of the Boxes. Brand New Roof & CDD is Paid OFF! Lifestyle membership +Food Bev min paid thru 2026! Plus a 10K Buyer Incentive to buydown rate or go towards cc’s. Enjoy Spacious Resort living in this 3,347 SF 5-bedrm 3.5 bath home with plenty of room for the family to spread out & grow or for multi-generational living. Features an office, dining rm, flex rm, family rm & Huge bonus rm. High ceilings & natural light. Relax & entertain on your screened lanai overlooking a large .32-acre yard w peaceful water to preserve views. Well-appointed neutral finishes incl gorgeous wood plank tile flooring on 1st floor, new carpet upstairs, plantation shutters, custom millwork, stacked stone accents, paver driveway, freshly painted exterior & Excell curb appeal. Shows like a Model & incls Hm Warranty. Less than a mile cart ride/bike/walk to Amenities including Tom Fazio Golf course, resort style pool/spa, tennis, fitness center & restaurant. Cooking will be a delight in the open kitchen w tons of storage, beautiful white cabinets, granite counters & a Huge breakfast bar. The generously sized eat-in kitchen seamlessly flows into the family room w a cozy gas fireplace. Triple sliders provide abundant light & open for ease of entertaining on the lanai w an outlet in place for a hot tub. Wander upstairs to a Massive bonus room w endless possibilities which is surrounded by 4 bedrooms & 2 full baths. Relax & unwind on your large lanai & enjoy the tranquil views of the water & preserve. Enjoy Resort living with the Best price for the square footage in the neighborhood! Only 12 miles from Historic downtown Fernandina & Pristine Beaches. Water Heater will be new prior to close.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
Yulee Elementary SchoolGrades 3-54.2 mi
9/10
Yulee Middle SchoolGrades 6-83.0 mi
5/10
Yulee High SchoolGrades PK,9-123.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2011

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Ceiling Fan(s),Fireplace,Split Bedrooms,Shutters
  • Window features: Aluminum Frames,Plantation Shutters
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 3,347
  • Total interior livable area: 3,347 sqft

Property

Details

  • Parcel number: 262N28006A02180000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Rear Porch,Front Porch,Screened
  • Waterfront features: Pond

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: .32

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,832$45,984
Home Insurance *$490$5,880
Property Taxes $992$11,904
Electricity $336$4,042
Total$5,650$67,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,714/yr
40% on housing$169,500/yr
45% on housing$150,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$414
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$758,000
2026-02-18Listed for sale$768,000
2025-12-17Listing removed$772,500
2025-11-05Price change$772,500
2025-09-26Price change$788,000
2025-08-11Price change$798,000
2025-08-01Listed for sale$818,000
2021-12-28Sold$517,000
2021-12-02Pending sale$575,000
2021-11-17Price change$575,000
2021-11-01Price change$599,000
2021-10-25Price change$624,999
2021-10-23Price change$625,000
2021-09-25Listed for sale$650,000
2021-09-24Listing removed--
2021-09-16Listed for sale$650,000
2021-07-20Listing removed--
2021-07-10Listed for rent$3,200
2021-01-27Listing removed--
2018-11-10Listing removed$2,700
2018-11-05Listed for rent$2,700
2018-09-11Listing removed$388,900
2018-06-28Price change$388,900
2018-03-11Listed for sale$389,000
2017-12-22Listing removed$394,000
2017-06-26Listed for sale$394,000
2011-11-08Sold$236,900

For Sale by Agent

AgentSondra Tracy
BrokerageRECIPROCAL LISTINGS

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