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97 Stones River Dr, Chickamauga, GA, 30707

3beds
2baths
1,699sqft
$360,000
$212price/sqft
$2,814/moest. monthly cost
$112,560/yrincome needed

About This Home

Welcome to 97 Stones River Drive in beautiful Chickamauga, Georgia, where peaceful living meets space, charm, and convenience just 20 minutes from downtown Chattanooga. Tucked away on a quiet cul de sac and sitting on over three quarters of an acre, this well maintained 3 bedroom, 2 bath home with a two car garage offers the perfect blend of comfort and functionality. Step inside and you will immediately notice the spacious feel created by soaring vaulted ceilings in the living room, rich hardwood flooring, and impressive 10 foot ceilings that allow natural light to pour throughout the home. The open and inviting living space is perfect for both everyday living and entertaining. The primary suite is a relaxing retreat featuring a beautiful tray ceiling and plenty of room to unwind. The kitchen offers abundant cabinet space, stainless steel appliances, and flows seamlessly into the large dining area. Just off the dining room, step onto the covered back deck where you can enjoy quiet mornings, peaceful evenings, and views of your private backyard. The deck leads down to a lower patio that is perfect for grilling and gathering with family and friends. Storage is no issue here. The tall crawl space features a garage door entry, making it perfect for lawn equipment, tools, and seasonal storage. There is also an additional storage building in the backyard for even more convenience. If you are looking for space, privacy, and a home that has been lovingly cared for, 97 Stones River Drive is a must see. Schedule your showing today and experience everything this Chickamauga gem has to offer. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

4/10
Ridgeland High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Other,Stone,Stucco,Vinyl Siding,Shingle Siding,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,High Ceilings,Primary Downstairs,Recessed Lighting,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Tub/shower Combo,En Suite,Separate Dining Room
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,699

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,699
  • Total interior livable area: 1,699 sqft

Property

Details

  • Parcel number: 0146 141
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Porch - Covered
  • Exterior features: Rain Gutters
  • Spa features: None
  • Fencing: Back Yard,Partial

Lot

  • Lot size: 0.70 Acres
  • Features: Back Yard,Cleared,Cul-De-Sac,Few Trees,Front Yard,Level,Private,Split Possible,Rural
  • Lot size dimensions: 30492

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$166$1,992
Property Taxes $609$7,308
Electricity $219$2,637
Total$2,814$33,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,480/yr
40% on housing$84,420/yr
45% on housing$75,040/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 30707$200
Walker County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 30707
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$390,000
2026-03-30Price change$400,000
2025-12-11Listed for sale$425,000
2024-09-22Listing removed--
2024-06-01Listed for sale$475,000
2022-12-06Sold$324,900
2022-11-15Contingent$324,900
2022-10-16Price change$324,900
2022-08-26Listed for sale$349,900
2022-08-22Listing removed--
2022-07-21Price change$364,900
2022-06-18Listed for sale$375,000
2010-06-04Sold$147,900

For Sale by Agent

AgentWade Trammell
BrokerageKeller Williams Realty

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