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2760 Pearl Lake Trl, New Smyrna Beach, FL, 32168

4beds
3baths
2,398sqft
$1,345,000
$561price/sqft
$9,744/moest. monthly cost
$389,760/yrincome needed

About This Home

174 feet of pristine waterfront 4 Bd, 2 Ba, 2 Car Garage pool home nestled on 5 acres in a private tucked away community abounding with natural beauty free from ITOA restrictions is minutes to New Smyrna Beach and local attractions. The stocked lakefront home has easy access to beaches, boating, boat ramps, marinas, shopping and dining on historic Canal Street and Flagler Ave. It features an open floor plan kitchen, dining, living area that all open up to front and back covered porches. Inside are wood cabinets, stone countertops, island, wine fridge, and upgraded appliances. Primary en-suite has a walk-in shower and soaking tub. Outside is an enclosed designer pool with spa. This home has two multi use rooms with the ability to be used as a ADU- Accessory Dwelling Unit (i.e. Granny flat, Casitas, or in-law suite). If you are wanting to ''live off grid'' but feel like you are living in luxury, then this home should be high on your list to view and buy. Very close to New Smyrna Beach and Canaveral National Seashore. There is private access to paved walking and biking trails. The bonus is the extra detached 1 car garage and workshop.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

8/10
Edgewater Public SchoolGrades PK-52.7 mi
4/10
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Microwave,Electric Range,Dryer,Disposal,Dishwasher
  • Laundry features: In Unit

Bedroom1

  • Level: Main
  • Area: 240.24
  • Dimensions: 14.30 x 16.80

Bedroom2

  • Level: Main
  • Area: 175
  • Dimensions: 12.50 x 14.00

Bedroom3

  • Level: Main
  • Area: 178.75
  • Dimensions: 12.50 x 14.30

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 90.9
  • Dimensions: 9.00 x 10.10

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,792
  • Total interior livable area: 2,398 sqft

Kitchen

  • Level: Main
  • Area: 308.49
  • Dimensions: 11.30 x 27.30

Laundry

  • Level: Main
  • Area: 152.55
  • Dimensions: 11.30 x 13.50

Living Room

  • Level: Main
  • Area: 525.14
  • Dimensions: 21.70 x 24.20

Office

  • Area: 91.98
  • Dimensions: 7.30 x 12.60

Property

Details

  • Parcel number: 84050000002A
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 5 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,801$81,612
Home Insurance *$930$11,160
Property Taxes $1,772$21,264
Electricity $241$2,895
Total$9,744$116,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$334,080/yr
40% on housing$292,320/yr
45% on housing$259,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$561This listing

vs Other Active Listings

Avg $/sqft

ZIP 32168$229
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32168$217
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$1,345,000
2026-01-04Listed for sale$1,395,000
2025-05-21Listing removed--
2019-04-01Sold$125,000
2018-09-01Listing removed$159,900
2017-08-11Listed for sale$159,900
2017-05-24Listing removed$149,990
2017-05-02Price change$149,990
2017-02-05Listed for sale$174,900
2006-08-23Sold$60,900

For Sale by Agent

AgentPatricia Collado
BrokerageCollado Real Estate

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