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2323 Fern Palm Dr, Edgewater, FL, 32141

4beds
2baths
1,878sqft
$399,900
$213price/sqft
$3,127/moest. monthly cost
$125,080/yrincome needed

About This Home

Why wait to build when you can move right into this better-than-new Maronda Homes beauty? Built in 2024, this concrete block home offers 4 bedrooms, 2 bathrooms, and just under 1,900 square feet of thoughtfully designed living space. The split-bedroom floor plan provides privacy, with a spacious primary suite featuring its own en-suite bath. Everything is already done for you, eliminating the unexpected expenses that often come with new construction. Step outside to enjoy a large vinyl privacy-fenced backyard that's perfect for entertaining, pets, or play. A backyard patio offers the ideal spot to relax, while the 10x12 storage shed provides extra room for tools, hobbies, or outdoor equipment. The oversized 2-car garage adds even more convenience. Best of all, there are NO HOA fees or CDD fees, giving you the freedom to enjoy your property without added restrictions or monthly costs. Located in the growing community of Edgewater, you'll appreciate the relaxed Florida lifestyle with nearby parks, the Indian River, boating, fishing, and miles of scenic waterfront. The beautiful beaches and Atlantic Ocean are just a short drive away, making it easy to spend weekends soaking up the sun, surfing, or enjoying waterfront dining. Convenient to shopping, restaurants, and New Smyrna Beach, this home offers the perfect blend of modern comfort, exceptional value, and an unbeatable coastal location. Just unpack and start living!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
New Smyrna Beach High SchoolGrades PK,9-123.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Electric Water Heater,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedroom1

  • Level: First
  • Area: 208.29
  • Dimensions: 15.90 x 13.10

Bedroom2

  • Level: First
  • Area: 101.1
  • Dimensions: 10.11 x 10.00

Bedroom3

  • Level: First
  • Area: 103.122
  • Dimensions: 10.11 x 10.20

Bedroom4

  • Level: First
  • Area: 138.72
  • Dimensions: 13.60 x 10.20

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Primary Downstairs,Split Bedrooms,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,389
  • Total interior livable area: 1,878 sqft

Kitchen

  • Level: First
  • Area: 178.76
  • Dimensions: 16.40 x 10.90

Laundry

  • Level: First
  • Area: 31.62
  • Dimensions: 5.10 x 6.20

Living Room

  • Level: First
  • Area: 399.528
  • Dimensions: 24.80 x 16.11

Master Bathroom

  • Level: First
  • Area: 92.82
  • Dimensions: 10.20 x 9.10

Property

Details

  • Parcel number: 3929217
  • Zoning description: Single Family

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$401$4,812
Property Taxes $507$6,084
Electricity $197$2,366
Total$3,127$37,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,211/yr
40% on housing$93,810/yr
45% on housing$83,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 32141$151
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32141$190
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$399,900
2024-12-12Sold$382,690
2024-04-16Sold$65,000
2024-02-24Pending sale$65,000
2023-04-27Price change$65,000
2021-07-02Price change$99,000
2021-03-16Listed for sale$79,900
2005-08-29Sold$67,000
2000-02-29Sold$5,500

For Sale by Agent

AgentEric Zimmerman
BrokerageRE/MAX Advantage

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