10561 NE 104th Cir, Oxford, FL, 34484
About This Home
Stunning custom block home on 5.12 acres in gated Sumter Crossing. Built in 2023 with 3,088 sq ft under air, this property offers privacy, efficiency, and high-end design. Features include 10 ft ceilings, 8 ft doors, LVP flooring, custom cabinetry, and a brick wood-burning fireplace with gas starter. The chef’s kitchen boasts quartz countertops, a 48-inch gas range, wine bar, large island, and a walk-in pantry with coffee bar. Outdoor living includes a full summer kitchen on the covered back porch with brick pavers, and a separate brick-paver front porch offering a warm entry. Fully fenced acreage (2023) with equine and bovine allowed. High-efficiency construction includes Icynene attic spray foam, block with injected foam, dual gas tankless water heaters, and a 24-KW Generac whole-home generator powered by a buried 1,000-gallon propane tank. Low electric bill and well/septic for added savings. Oversized 2.5-car garage with epoxy floors, two EV charging pre-wires, mechanical room above garage, second attic access, and a 100-amp junction box ready for a barn or guest house. Additional features: salt-filtration water softener, built-in bookshelves, custom cabinetry, mudroom bench, and smart-home systems. AC has 3 zones with a 5-ton unit. Exceptional estate offering space, efficiency, and luxury.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Electric Range,Refrigerator,Washer
- Laundry features: Laundry Room,Washer/Dryer Hook-Up
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Pantry,Walk-In Closet(s)
- Door features: French Doors
- Flooring: Carpet,Vinyl
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 4,504
- Total interior livable area: 3,088 sqft
Property
Details
- Parcel number: C24B010
- Zoning: X
Features
- Stories: 1
- Entry location: First Floor Entry
- Pool features: R30-No Pool/No Water
- Patio & porch: Open Porch
- Exterior features: Barbecue
- Fencing: Fenced
- Has view: Yes
- View description: None,Other
Lot
- Features: 5 To Less Than 10 Acre Lot
Parking
- Total spaces: 2
- Parking features: Circular Driveway,Electric Vehicle Charging Station(s),Golf Cart Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Sumter County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,814 | $69,768 |
| Home Insurance * | $781 | $9,372 |
| Property Taxes | $960 | $11,520 |
| Electricity | $310 | $3,729 |
| Total | $7,865 | $94,380 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-02 | Listed for sale | $1,249,900 |
| 2006-05-24 | Sold | $256,000 |
View on Zillow