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20817 Marina Rd, Perry, FL, 32348

5beds
2baths
2,673sqft
$1,350,000
$505price/sqft
$9,495/moest. monthly cost
$379,800/yrincome needed

About This Home

Welcome to 20817 Marina Rd, Keaton Beach, Florida — a true coastal masterpiece that perfectly blends luxury, functionality, and Florida charm. Built in 2022, this 5-bedroom, 2-bath home offers 2,672 sq ft of beautifully designed living space and an expansive 7,767± sq ft under-roof footprint, making it one of the most impressive and commanding homes in the entire Keaton Beach area. Situated on a rare 100x100 double lot (.24 acre) with deep-water access, two floating docks, and a sparkling private pool, this property stands as a centerpiece of the community — the ultimate coastal showplace with room to expand the dock or add a boathouse for larger vessels. Step inside and you’ll immediately feel the warmth of thoughtful design paired with upscale finishes. The open-concept living area features vaulted ceilings and an inviting flow ideal for entertaining. The kitchen serves as the heart of the home, boasting high-end custom cabinetry, a sprawling island, wet bar with wine storage, and a spacious dining area that brings everyone together. The split floor plan ensures privacy with four large bedrooms and two custom-tiled bathrooms, while the upstairs bunk suite provides the perfect retreat for kids or guests—large enough for two king beds, a sitting area, and an oversized walk-in closet. The mezzanine level offers a breezy escape where you can grill, swap fishing stories, and take in the salt air after a day on the water. Below, the under-home area is just as impressive — offering endless room for boats, golf carts, vehicles, or gatherings. Entertaining a crowd? No problem here. The main-level deck provides the perfect spot for your morning coffee or an evening sunset cocktail overlooking the canal. This home is built to last, engineered to withstand even the strongest hurricanes while maintaining beauty and craftsmanship in every detail. Whether you’re dreaming of your forever beach home, envisioning a high-income-producing Airbnb, or planning a group investment for the ultimate summer getaway, this property checks every box. To make your move seamless, the home can be sold partially furnished upon negotiation, allowing you to start living the Keaton Beach lifestyle immediately. Expansive, elegant, and extraordinary — 20817 Marina Rd is more than just a home, it’s the focal point of Keaton Beach and a testament to the best of North Florida waterfront living.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Steinhatchee SchoolGrades PK-616.9 mi
--
Taylor Virtual FranchiseGrades 7-1220.6 mi
2/10

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Ice Maker,Microwave,Refrigerator,Stove,Washer

Bedroom2

  • Dimensions: 12x14

Bedroom3

  • Dimensions: 12x14

Bedroom4

  • Dimensions: 12x14

Bedroom5

  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Dimensions: 12x11

Family Room

  • Dimensions: 0x0

Features

  • Wet Bar,Tray Ceiling(s),High Ceilings,Other,Vaulted Ceiling(s),Window Treatments,Split Bedrooms
  • Flooring: Plank,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,673
  • Total interior livable area: 2,673 sqft

Kitchen

  • Dimensions: 19x15

Living Room

  • Dimensions: 19x18

Master Bedroom

  • Dimensions: 19x26

Other

  • Dimensions: 7x11

Property

Details

  • Parcel number: 06914000
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: Concrete,In Ground
  • Patio & porch: Covered,Deck,Porch
  • Has view: Yes
  • View description: Canal,Gulf
  • Has water view: Yes
  • Water view: Canal,Gulf
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 3
  • Parking features: Carport,Three or more Spaces
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Strong Wind
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Taylor County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$897$10,764
Property Taxes $1,503$18,036
Electricity $269$3,228
Total$9,495$113,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$325,542/yr
40% on housing$284,850/yr
45% on housing$253,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$505This listing

vs Other Active Listings

Avg $/sqft

ZIP 32348$158
Taylor County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 32348
Taylor County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,350,000
2026-04-12Listing removed$1,500,000
2025-10-13Listed for sale$1,500,000
2021-10-26Listing removed--
2021-10-22Listed for sale$264,999
2021-02-08Sold$250,000
2005-07-05Sold$600,000

For Sale by Agent

AgentHope H Webb
BrokerageThe American Dream

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