1039 W Russell St, Philadelphia, PA, 19140
About This Home
Beautifully updated two-story home featuring two bedrooms, two full baths, and a finished basement. The main level offers an open and airy layout with new flooring, recessed lighting, and plenty of natural light. The kitchen includes modern appliances, shaker cabinetry, and tile backsplash, opening to a private fenced patio perfect for outdoor entertaining. Upstairs are two well-sized bedrooms and a stunning full bath with custom tilework and rainfall shower. The fully finished basement provides additional living space, a second full bath, and a laundry area—ideal for a home office, gym, or guest suite. Enjoy peace of mind with updated systems, split-unit air conditioning, and a move-in-ready interior. Conveniently located near neighborhood amenities, public transit, and quick access to major routes, this home offers comfort, functionality, and value in a growing area.
Getting Around
Very Walkable
Excellent Transit
BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Other
- Construction materials: Masonry
Type & Style
- Home type: Townhouse
- Architectural style: Straight Thru
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Has Laundry
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 900
Heating & Cooling
- Heating features: Other,Natural Gas
- Cooling features: Ductless,Electric
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 431081300
- Zoning: RM1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 1,069 sqft
- Lot size dimensions: 15.00 x 71.00
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Earthquake
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $171 | $2,052 |
| Electricity | $224 | $2,692 |
| Total | $1,495 | $17,940 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $189,000 |
| 2026-04-30 | Price change | $1,400 |
| 2026-03-30 | Listed for rent | $1,600 |
| 2025-10-29 | Listed for sale | $195,000 |
| 2018-06-29 | Sold | $40,000 |
| 2010-01-12 | Sold | $25,000 |
| 1997-05-05 | Sold | $7,245 |
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