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22 S Kaufman Stone Way, Biltmore Lake, NC, 28715

4beds
3baths
2,746sqft
$725,000
$264price/sqft
$4,548/moest. monthly cost
$181,920/yrincome needed

About This Home

Bright and Sunny end unit in a gated section of desirable Biltmore Lake. Lifestyle community with private 62 acre lake, miles of walking trails, non motorized boating, clubhouse, tennis/pickleball and more! Lock and leave home loaded with upgrades with open floorplan, 9'+ and cathedral ceilings, stone gas FP and year round views! Main level primary suite with walk in closet plus en suite full bath with double sinks, walk in tiled shower and garden tub plus an additional office/bedroom on main. Open kitchen w/ Granite countertops, stainless appliance package and eat in bar. Guest bedroom on lower level plus flex room. Plenty of storage, 2 car garage. Large covered porch, 2 rear decks with Trex flooring. Largest plan available!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
Hominy Valley ElementaryGrades K-40.6 mi
6/10
Enka MiddleGrades 7-81.7 mi
5/10
Enka HighGrades 9-120.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Crawl Space
  • Construction materials: Cedar Shake,Fiber Cement,Stone Veneer

Type & Style

  • Home type: Townhouse
  • Architectural style: Arts and Crafts,Contemporary,Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Self Cleaning Oven
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Other

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Attic Other,Breakfast Bar,Built-in Features,Soaking Tub,Hot Tub,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Door features: French Doors,Insulated Door(s),Pocket Doors,Screen Door(s),Sliding Doors
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Tile,Wood
  • Fireplace features: Gas Log,Gas Unvented,Living Room
  • Attic: Other
  • Finished area below ground: 1,042
  • Finished area above ground: 1,704

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 1,704
  • Total interior livable area: 2,746 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 961606183100000
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Awning(s),Covered,Deck,Front Porch
  • Exterior features: Lawn Maintenance,Tennis Court(s)
  • Has spa: Yes
  • Spa features: Interior Hot Tub
  • Has view: Yes
  • View description: Mountain(s),Year Round
  • Waterfront features: Boat Slip – Community,Dock,Paddlesport Launch Site

Lot

  • Lot size: 0.08 Acres
  • Features: End Unit,Level,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$217$2,604
Property Taxes $411$4,932
Electricity $255$3,069
Total$4,548$54,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,931/yr
40% on housing$136,440/yr
45% on housing$121,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 28715$266
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28715$250
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$700,000
2026-05-28Price change$725,000
2026-04-03Listed for sale$745,900
2025-11-11Listing removed$749,500
2025-08-12Price change$749,500
2025-06-06Price change$775,000
2025-04-16Price change$799,900
2025-04-01Listed for sale$815,000
2023-10-23Sold$725,000
2009-12-28Sold$390,500

For Sale by Agent

AgentJamie Turner
BrokerageHoward Hanna Beverly-Hanks Asheville-Biltmore Park

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