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1212 W Luzerne St, Philadelphia, PA, 19140

2beds
1baths
728sqft
$150,000
$206price/sqft
$1,321/moest. monthly cost
$52,840/yrincome needed

About This Home

Welcome to 1212 W. Luzerne Street, a charming opportunity in the heart of Philadelphia! Whether you're a first-time homebuyer looking to build equity or an investor seeking your next addition to the portfolio, this 2-bedroom, 1-bath home offers exceptional potential. Inside, you'll find a comfortable layout with spacious living and dining areas, generously sized bedrooms, and plenty of natural light throughout. With a little personal touch, this home can truly shine. Conveniently located near public transportation, major roadways, neighborhood parks, shopping, dining, schools, and local employers, you'll enjoy easy access to everything the city has to offer. Affordable, full of character, and ready for its next chapter, this is an excellent opportunity to own a home with long-term value. Whether you're looking for your first place to call home or a smart investment in a growing Philadelphia neighborhood, 1212 W. Luzerne Street is one you won't want to miss!

Getting Around

85
WalkingVery Walkable
80
TransitExcellent Transit
49
BikeSomewhat Bikeable

Schools

5/10
3/10
Edison Hs/Fareira SkillsGrades 9-121.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick/Mortar,Concrete Perimeter
  • Roof: Flat
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Dry Wall
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 728

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 728
  • Total interior livable area: 728 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 433010400
  • Zoning: I2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 767 sqft
  • Lot size dimensions: 13.00 x 59.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$186$2,232
Property Taxes $153$1,836
Electricity $224$2,692
Total$1,321$15,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,291/yr
40% on housing$39,630/yr
45% on housing$35,226/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 19140$94
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19140$126
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$150,000
2026-03-17Listing removed$164,900
2025-11-12Price change$164,900
2025-11-10Listed for sale$165,000
1995-01-09Sold$6,000

For Sale by Agent

AgentTaylor McCartney
BrokerageGALE'S PORTFOLIO MANAGEMENT LLC

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