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647 Town Mountain Rd APT 309, Asheville, NC, 28804

2beds
1baths
903sqft
$260,000
$288price/sqft
$1,825/moest. monthly cost
$73,000/yrincome needed

About This Home

An exceptional opportunity to own in one of Asheville's most desirable locations—just minutes from downtown for only $260,000! Perched atop scenic Town Mountain, this inviting third-floor, two-bedroom, one-bath condo in the highly sought-after Sunset Ridge community offers the perfect blend of mountain tranquility and city convenience. Enjoy effortless, low-maintenance living just minutes from Asheville's acclaimed restaurants, eclectic shopping, vibrant arts scene, and year-round entertainment. Take in beautiful community views, unwind by the sparkling pool with its cabana and grilling area. You will appreciate the added convenience of a secure lobby and deeded dedicated parking. Outdoor enthusiasts will love being just a short drive from the Blue Ridge Parkway, offering endless opportunities for hiking, biking, and breathtaking mountain vistas. Rarely available, this desirable two-bedroom floor plan provides exceptional flexibility—ideal for guests, a home office, fitness space, or creative studio. HOA dues include water, sewer, and on site complimentary laundry facility making ownership even more affordable. Experience the best of Asheville living, where mountain serenity meets urban accessibility.

Getting Around

3
WalkingCar-Dependent
19
TransitMinimal Transit
14
BikeSomewhat Bikeable

Schools

6/10
Claxton ElementaryGrades K-51.1 mi
7/10
Asheville MiddleGrades 6-82.4 mi
6/10
Asheville HighGrades PK,9-123.0 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Other - See Remarks
  • Roof: Other - See Remarks
  • Construction materials: Block,Stucco,Metal

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Electric Cooktop,Refrigerator
  • Laundry features: Common Area

Basement

  • Basement: Other

Bathroom Full

  • Features: See Remarks
  • Level: Main

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 903

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 903
  • Total interior livable area: 903 sqft

Kitchen

  • Features: Storage
  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 9649969995C0309
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Exterior features: Elevator,Outdoor Kitchen,Outdoor Shower
  • Has view: Yes
  • View description: Mountain(s),Winter,Year Round

Parking

  • Parking features: Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$76$912
Property Taxes $235$2,820
Electricity $200$2,405
Total$1,825$21,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,571/yr
40% on housing$54,750/yr
45% on housing$48,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 28804$397
Buncombe County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28804$307
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$260,000
2020-10-15Sold$180,000
2020-09-17Pending sale$197,500
2020-08-24Price change$197,500
2020-07-25Listed for sale$210,000
2017-03-14Sold$165,000

For Sale by Agent

AgentBill Byrne
BrokerageHoward Hanna Beverly-Hanks Asheville-Downtown

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