107 N Ruby St, Philadelphia, PA, 19139
About This Home
MULTIPLE OFFERS RECEIVED: SELLER REQUESTS ALL INTERESTED BUYERS SUBMIT HIGHEST AND BEST OFFER NO LATER THAN WEDNESDAY 5/6/2026 AT 4PM EST. Discover the potential in this classic two-story straight-through row home nestled in the heart of West Philadelphia. This partially renovated property offers a solid foundation for your vision, featuring major upgrades already completed—including updated mechanical systems, updated electrical wiring, plumbing, and drywall. The main level boasts a convenient powder room and provides access to a rear yard, perfect for creating your own outdoor retreat. An open front porch adds charm and curb appeal, ideal for relaxing and enjoying the neighborhood atmosphere. Upstairs, the layout offers a blank canvas ready for customization to suit your style and needs, including newly tiled full hall bathroom. The full, unfinished basement provides ample storage space or the opportunity for future finishing. Being sold AS-IS, this property is an excellent opportunity for investors or buyers looking to design and complete a home to their exact specifications. With strong bones and key improvements already in place, this hidden gem is ready to be transformed into something truly special. ** seller may not clean out house. Buyer to assume all contents**
Getting Around
Very Walkable
Excellent Transit
Very BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Permanent
- Roof: Flat
- Construction materials: Masonry
Type & Style
- Home type: Townhouse
- Architectural style: Straight Thru
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom1
- Level: Upper
- Area: 81
- Dimensions: 9 X 9
Bedroom2
- Level: Upper
- Area: 108
- Dimensions: 9 X 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 117
- Dimensions: 13 X 9
Features
- Dry Wall
- Finished area below ground: 0
- Finished area above ground: 1,184
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,184
- Total interior livable area: 1,184 sqft
Kitchen
- Features: Kitchen - Gas Cooking
- Level: Main
- Area: 81
- Dimensions: 9 X 9
Living Room
- Level: Main
- Area: 156
- Dimensions: 13 X 12
Primary Bedroom
- Level: Upper
- Area: 132
- Dimensions: 11 X 12
Primary Bedroom
- Level: Unspecified
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 441194100
- Zoning: RSA5
- Special condition: Real Estate Owned
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Porch
Lot
- Lot size: 955 sqft
- Features: Middle Of Block
- Lot size dimensions: 16.00 x 60.00
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $62 | $744 |
| Property Taxes | $97 | $1,164 |
| Electricity | $224 | $2,692 |
| Total | $888 | $10,656 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-09 | Sold | $40,900 |
| 2022-08-05 | Sold | $85,000 |
| 2022-07-15 | Contingent | $109,000 |
| 2022-06-24 | Price change | $109,000 |
| 2022-06-22 | Listed for sale | $119,000 |
| 2022-06-19 | Contingent | $120,000 |
| 2022-06-10 | Price change | $120,000 |
| 2022-05-27 | Listed for sale | $130,000 |
| 2019-05-17 | Sold | $65,000 |
| 2019-04-07 | Pending sale | $69,000 |
| 2019-03-22 | Listed for sale | $69,000 |
| 2014-07-30 | Listing removed | $800 |
| 2014-06-11 | Listed for rent | $800 |
| 2011-04-26 | Sold | $18,930 |
| 2005-07-19 | Sold | $45,000 |
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