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221 N 54th St, Philadelphia, PA, 19139

4beds
2baths
1,410sqft
$145,000
$103price/sqft
$1,189/moest. monthly cost
$47,560/yrincome needed

About This Home

Calling ALL INVESTORS!! Major INVESTOR ALERT! Here is a great opportunity knocking in West Philly. This is a twin home with 4 bedrooms and 1.5 baths. There is massive potential because there is an open floor plan that is just waiting for your creative vision and modern design aesthetics. This house is sold in AS IS condition. Seller will NOT make ANY repairs!!!! If location is important for you then this one goes above and beyond. Walking distance to the 56th St. Market–Frankford Line Station, YMCA, Nichols Park, Overbrook Park, Shepard Pool, and Haddington Recreation Center. Easy access to the Lankenau Medical Center, Fairmount Park, the Art Museum, the Philadelphia Zoo, the Convention Center, Center City, and University City. Whether you're a seasoned investor or looking for your next value-add project, THIS is the one you don’t want to miss!

Getting Around

76
WalkingVery Walkable
71
TransitExcellent Transit
83
BikeVery Bikeable

Schools

5/10
GUIDON S BLUFORD EL SCHGrades K-80.8 mi
2/10
Overbrook High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Straight Thru
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,410

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,410
  • Total interior livable area: 1,410 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 441212900
  • Attached to another structure: Yes
  • Zoning: RSA3
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,332 sqft
  • Lot size dimensions: 19.00 x 72.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$90$1,080
Property Taxes $142$1,704
Electricity $224$2,692
Total$1,189$14,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,765/yr
40% on housing$35,670/yr
45% on housing$31,706/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 19139$108
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19139$239
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Sold$23,300

Unknown Listed By

AgentChris Griswold
BrokerageEXP Realty, LLC

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