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845 Commanders Island Rd., Georgetown, SC, 29440

4beds
4baths
2,224sqft
$574,900
$258price/sqft
$3,757/moest. monthly cost
$150,280/yrincome needed

About This Home

Stunning four-bedroom three-and-a-half bathroom custom floor plan sits on a premium homesite in the highly desirable South Island Plantation GATED community—and comes FULLY FURNISHED, making it truly move-in ready from day one. This home has an open-concept layout perfect for everyday living and entertaining. The designer kitchen is a true centerpiece, showcasing stainless steel appliances, quartz countertops, a polished stainless steel sink with pull-down faucet, and upgraded Aristokraft™ shaker-style cabinetry with hardware. Durable, waterproof luxury vinyl plank flooring flows throughout the main living areas, while the bedrooms offer comfortable, stain-resistant carpeting. Thoughtful details continue throughout the home, including upgraded interior trim with window casings, executive-height vanities, and cultured marble countertops. The bathrooms feature contoured fiberglass tub and shower units designed for both comfort and durability. Enjoy peace of mind with low-maintenance exterior features such as premium vinyl siding, soffits, fascia, and high-performance GAF™ architectural shingles. Additional highlights include a spacious screened in rear porch, irrigation system, Rinnai™ tankless water heater, gas range, and a finished two-car garage with a LiftMaster™ MyQ Wi-Fi-enabled opener and attic storage access. This community includes day boat launch and storage for boats and RV's. Just a short drive away, you’ll find the charm of Georgetown—South Carolina’s third-oldest city—known for its historic waterfront, boutique shopping, local dining, and rich Lowcountry character. Stroll along the Harborwalk, enjoy fresh seafood overlooking the water, or spend your weekends exploring centuries of history, art, and coastal culture. It’s the perfect blend of relaxed coastal living and timeless Southern charm.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

2/10
5/10
Georgetown Middle SchoolGrades 6-85.4 mi
3/10
Georgetown High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Dryer,Washer
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Kitchen/Dining Combo

Features

  • Tray Ceiling(s),Ceiling Fan(s),Dual Sinks,Furnished,Main Level Primary,Split Bedrooms,Separate Shower,Walk-In Closet(s),Breakfast Bar,Entrance Foyer,Kitchen Island,Stainless Steel Appliances,Solid Surface Counters
  • Door features: Insulated Doors
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,907
  • Total interior livable area: 2,224 sqft

Kitchen

  • Features: Breakfast Bar,Dishwasher,Kitchen Island,Stainless Steel Appliances,Solid Surface Counters

Living Room

  • Features: Ceiling Fan(s),Vaulted Ceiling(s)

Master Bathroom

  • Features: Dual Sinks,Separate Shower

Master Bedroom

  • Features: Tray Ceiling(s),Ceiling Fan(s),Main Level Primary,Walk-In Closet(s)
  • Level: First

Other

  • Features: Entrance Foyer,Utility Room

Property

Details

  • Parcel number: 050055D1870000
  • Zoning: res
  • Special condition: None

Features

  • Pool features: Community,Outdoor Pool
  • Patio & porch: Rear Porch,Front Porch,Patio
  • Exterior features: Sprinkler/Irrigation,Porch,Patio

Lot

  • Lot size: 0.25 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Earthquake
Heat Wave
Ice Storm
Wildfire
Tsunami

FEMA Declared Disasters in Georgetown County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$441$5,292
Property Taxes $196$2,352
Electricity $213$2,566
Total$3,757$45,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,811/yr
40% on housing$112,710/yr
45% on housing$100,186/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 29440$266
Georgetown County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 29440$206
Georgetown County$253

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$574,900
2024-04-15Sold$467,990
2022-05-17Sold$34,000
2017-12-28Sold$8,200
2015-05-08Sold$14,700
2006-05-01Sold$105,600

For Sale by Agent

AgentColby Stopper
BrokerageColby Stopper Group EXP Realty

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