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977 Garnet Cir, Chesnee, SC, 29323

3beds
2baths
2,000sqft
$365,000
$183price/sqft
$2,368/moest. monthly cost
$94,720/yrincome needed

About This Home

Welcome to 977 Garnet Circle, tucked inside the sought-after gated community of Stone Creek Falls in Chesnee, South Carolina. This beautifully designed single-story home offers the perfect blend of comfort, style, and privacy, featuring 3 bedrooms and 2 bathrooms in a bright, open layout. An open floor plan connecting the foyer, great room, breakfast area, and kitchen, all bathed in natural light. The inviting great room is the heart of the home, showcasing vaulted ceilings and a stunning raised stone fireplace that creates a cozy yet impressive focal point. Just beyond, a spacious flex room offers endless possibilities perfect for a home office, playroom, or additional living space. Enjoy peaceful mornings or lively gatherings on the expansive deck overlooking a tranquil pond, providing a serene outdoor retreat right in your backyard. The kitchen is equally impressive, featuring a large center island with granite countertops, stainless steel appliances, abundant cabinetry, and a walk-in pantry designed for both function and style. The private owner's suite is a true escape, complete with elegant tray ceilings, a generous walk-in closet, and a spa-like bathroom offering double vanities, a garden tub, and a separate shower.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Crawl Space
  • Roof: Architectural
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Self Cleaning Oven,Free-Standing Range,Electric Water Heater
  • Laundry features: 1st Floor,Electric Dryer Hookup,Walk-In,Washer Hookup

Bedroom2

  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room

  • Level: 12x11
  • Dimensions: 1

Deck

  • Area: 100
  • Dimensions: 10x10

Features

  • Tray Ceiling(s),Attic Stairs Pulldown,Soaking Tub,Ceiling - Smooth,Solid Surface Counters,Open Floorplan,Walk-In Pantry
  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,000

Great Room

  • Area: 252
  • Dimensions: 18x14

Heating & Cooling

  • Heating features: Heat Pump,Electricity
  • Cooling features: Central Air,Electricity

Interior Area

  • Total interior livable area: 2,000 sqft

Kitchen

  • Area: 126
  • Dimensions: 14x9

Living Room

  • Level: First
  • Area: 361
  • Dimensions: 19x19

Primary Bedroom

  • Level: First
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 2300027234

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Deck,Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Waterfront
  • Topography of land: Sloping
  • Living area range: 2000-2199

Lot

  • Lot size: 0.56 Acres
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: Attached,2 Car Attached,Garage Door Opener,Garage,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters in Spartanburg County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$143$1,716
Property Taxes $176$2,112
Electricity $204$2,449
Total$2,368$28,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,188/yr
40% on housing$71,040/yr
45% on housing$63,146/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 29323$154
Spartanburg County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 29323$179
Spartanburg County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$349,900
2026-07-13Price change$365,000
2026-06-08Listed for sale$375,000
2020-05-22Sold$244,900
2020-04-20Pending sale$244,900
2020-03-26Listed for sale$244,900
2018-07-11Sold$215,000

For Sale by Agent

AgentHela Akkary
BrokerageColdwell Banker Caine Real Est

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