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657 N 54th St, Philadelphia, PA, 19131

3beds
1baths
1,116sqft
$130,000
$116price/sqft
$1,061/moest. monthly cost
$42,440/yrincome needed

About This Home

This is a short sale which is subject to bank approval. Great property for investor or savvy first time buyer Short sale. Sale subject to third-party/lender approval. Property sold as-is. Buyer responsible for any lender-required certifications or repairs.

Getting Around

80
WalkingVery Walkable
71
TransitExcellent Transit
68
BikeBikeable

Schools

4/10
Heston Edward SchoolGrades PK-80.5 mi
3/10
Overbrook High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,116

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,116
  • Total interior livable area: 1,116 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 442354700
  • Zoning: RSA5
  • Special condition: Short Sale
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,184 sqft
  • Lot size dimensions: 15.00 x 79.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$45$540
Property Taxes $135$1,620
Electricity $224$2,692
Total$1,061$12,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,377/yr
40% on housing$31,830/yr
45% on housing$28,293/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 19131$122
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19131$183
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Pending sale$130,000
2026-04-14Listed for sale$130,000
2026-02-12Listing removed$117,900
2026-02-10Price change$117,900
2026-02-05Price change$119,900
2025-12-23Price change$125,000
2025-12-15Listed for sale$140,000

For Sale by Agent

AgentCat Bond
BrokerageKW Empower

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