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304 W 88th St APT 1D, New York, NY, 10024

1beds
1baths
--sqft
$549,000
--price/sqft
$3,569/moest. monthly cost
$142,760/yrincome needed

About This Home

New Price! Spectacular Loft-like One-Bedroom with Soaring Ceilings and Historic Charm. This one-of-a-kind residence features dramatic double-height ceilings and a versatile sleeping loft, perfect for added living space, storage, or effortlessly hosting guests. Oversized north-facing windows bathe the home in natural light, accentuating the stunning exposed brick walls, soaring ceilings, and a wood-burning fireplace that brings together classic pre-war character and modern comfort. The thoughtfully designed kitchen boasts stainless steel appliances and granite countertops, while the spacious bedroom offers ample closet space and additional storage throughout. Located between two parks in a charming, well-maintained pre-war co-op at 304 West 88th Street, this intimate four-story building houses just 20 residences and is nestled on a peaceful tree-lined block, only a stone’s throw from Riverside Park an a few blocks to Central Park. The building allows co-purchasing, guarantors, parents buying for children, and pieds-à-terre. Pets are welcome and subletting is permitted with board approval. The co-op is currently undergoing a major capital improvement project including upgrades to the roof, HVAC, plumbing, boiler, security system, and façade, ensuring long-term value and enhanced comfort for residents. There is an assessment of $517.70 ending late summer. Perfectly positioned between West End Avenue and Riverside Park, the location offers superb access to the 1, 2, and 3 trains, buses, and CitiBike. Enjoy world-class dining, shopping, and cultural attractions just moments away in one of the Upper West Side’s most vibrant residential neighborhoods.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
83
BikeVery Bikeable

Schools

9/10
Lafayette AcademyGrades 6-80.4 mi
1/10
Innovation Diploma PlusGrades 10-120.3 mi

Construction

Condition

  • Year built: 1921

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace: Yes

Property

Details

  • Parcel number: 01249003710339761D
  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$223$2,676
Property Taxes $324$3,888
Electricity $246$2,954
Total$3,569$42,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,365/yr
40% on housing$107,070/yr
45% on housing$95,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10024$1,423
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10024$800
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$535,000
2026-06-02Price change$549,000
2026-03-23Listed for sale$579,000
2026-02-19Listing removed$599,000
2026-01-05Price change$599,000
2025-09-19Price change$600,000
2025-05-03Listed for sale$648,000
2021-12-13Listing removed--
2021-12-08Listed for rent$2,600
2021-11-30Listing removed--
2021-11-26Listed for rent$2,600
2020-11-19Listing removed$1,900
2020-10-24Price change$1,900
2020-09-24Price change$2,200
2020-08-21Price change$2,500
2020-07-28Price change$2,800
2020-07-16Price change$3,000
2020-07-08Listed for rent$3,200
2016-08-26Listing removed$3,200
2016-03-12Price change$3,200
2016-03-03Listed for rent$3,000
2011-04-15Sold$372,024

For Sale by Agent

AgentNatalia Gavrilov
BrokerageSERHANT.

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