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181 Reid Loop, Luverne, AL, 36049

4beds
2baths
2,900sqft
$428,000
$148price/sqft
$3,072/moest. monthly cost
$122,880/yrincome needed

About This Home

Step into your own private resort! This Hardie Plank home has updates that include LVP, stainless appliances, granite countertops in the kitchen, light fixtures, water heater, shiplap walls and fresh paint. The upstairs bonus room can be 4th BR. Your home will be the party place with your 2024 salt water pool, double decks & patio large enough for all your friends & family. Bring your horses!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
Luverne High SchoolGrades PK-122.1 mi
--
Crenshaw Co Area VocGrades 7-121.5 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Washer/Dryer Hook-up

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining

Features

  • Drywall,Pantry,Ceiling Fan(s),Walk-In Closet(s),Great Room
  • Window features: Insulated Windows,Drapes/Curtains,Mini-Blinds
  • Flooring: Ceramic Tile,Vinyl
  • Attic: Partially Finished,Permanent Stairs

Heating

  • Heating features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen/Family Combo

Property

Details

  • Parcel number: 241502030000005004

Features

  • Levels: Multi Level
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Front Porch
  • Fencing: Fenced Yard
  • Frontage type: Road Frontage

Lot

  • Lot size: 5 Acres
  • Features: Landscaped
  • Lot size dimensions: 410 X 495

Parking

  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Inland Flooding
Strong Wind
Cold Wave
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,164$25,968
Home Insurance *$485$5,820
Property Taxes $99$1,188
Electricity $324$3,893
Total$3,072$36,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,325/yr
40% on housing$92,160/yr
45% on housing$81,920/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 36049$101
Crenshaw County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 36049
Crenshaw County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$440,000
2026-04-22Price change$445,000
2026-03-10Listed for sale$449,900
2026-03-01Listing removed$459,900
2026-02-03Price change$459,900
2026-01-02Price change$469,900
2025-11-07Price change$479,900
2025-10-17Price change$489,900
2025-10-03Price change$499,900
2025-09-20Price change$515,000
2025-09-11Price change$525,000
2025-09-03Price change$535,000
2025-08-21Listed for sale$545,000
2025-08-20Listing removed--
2025-08-05Listed for sale$550,000
2023-06-22Listing removed--
2023-03-25Pending sale$349,900
2023-03-16Listed for sale$349,900
2016-08-01Listing removed$224,900
2016-05-16Listed for sale$224,900
2014-08-15Listing removed$225,000
2014-06-23Price change$225,000
2014-03-29Listed for sale$245,000

For Sale by Agent

AgentLucille Blair
BrokerageAction Realty Of Troy

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