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695 8th St N, Guin, AL, 35563

3beds
2.5baths
2,423sqft
$229,900
$95price/sqft
$1,749/moest. monthly cost
$69,960/yrincome needed

About This Home

Spacious 3BR/2.5BA home situated on approx 1.1 acres. Multiple living areas in home, including a rec room, family room with fireplace, and a bright sunroom overlooking the private yard. The grounds, bordered by a stream, include a gazebo, greenhouse, and workshop, offering plenty of space for outdoor enjoyment and hobbies. Storm shelter, all appliances (including washer/dryer), & gunsafe included.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

10/10
Guin Elementary SchoolGrades PK-60.4 mi
4/10
Marion Co High SchoolGrades 7-120.5 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1974

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2.5

Interior Area

  • Total structure area: 2,423
  • Total interior livable area: 2,423 sqft

Property

Details

  • Parcel number: 492008330201060000
  • Zoning: _

Features

  • Stories: 1
  • Waterfront features: No - None

Lot

  • Lot size: 1.10 Acres
  • Features: The Lot Is Made Up Of 3 Parcels,And Contains Storm Cellar,Workshop,And Greenhouse. Back Of Lot Bordered By Stream

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Earthquake
Hail
Heat Wave
Landslide

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$271$3,252
Property Taxes $45$540
Electricity $271$3,253
Total$1,749$20,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,965/yr
40% on housing$52,470/yr
45% on housing$46,640/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 35563$91
Marion County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 35563
Marion County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-09Listed for sale$229,900
2025-11-08Listing removed$230,000
2025-05-19Price change$230,000
2025-04-23Listed for sale$240,000
2024-05-17Listing removed--
2024-04-16Price change$190,000
2024-01-29Price change$214,500
2023-11-21Listed for sale$224,500

For Sale by Agent

AgentMelanie Hull
BrokerageSpann Real Estate

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