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186 Flagstone Trl, Hamilton, AL, 35570

3beds
3baths
2,838sqft
$258,000
$91price/sqft
$1,952/moest. monthly cost
$78,080/yrincome needed

About This Home

Experience elevated living in this stunning Hamilton home, featuring a spacious, modern kitchen and dining area redesigned for cooking and entertaining in style. Enjoy the warmth of wood flooring throughout, three large bedrooms, and three bathrooms, including a master suite with a jacuzzi tub and separate shower. Step outside to a covered gazebo, an attached two-car garage, and a secure storm house. Designed for comfort, functionality, and flair, this home perfectly blends everyday living with elegant Southern charm in a serene, convenient neighborhood.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

10/10
Hamilton Middle SchoolGrades 5-80.9 mi
4/10
Hamilton High SchoolGrades 9-121.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Area: 72

Bathroom2

  • Area: 96

Bedroom2

  • Level: First
  • Area: 26

Bedroom3

  • Level: First
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Area: 288

Dining Room

  • Area: 260

Features

  • Fireplace features: See Remarks

Heating & Cooling

  • Heating features: Central 1,Natural Gas
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,838 sqft

Kitchen

  • Features: Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Sitting Area,Tile
  • Level: First
  • Area: 390

Living Room

  • Features: Crown Molding,Laminate Floor,Sitting Area,Wood Floor
  • Level: First
  • Area: 240

Master Bedroom

  • Features: Ceiling Fan(s),Laminate Floor,Sitting Area
  • Level: First
  • Area: 270

Property

Details

  • Parcel number: 490907354000021000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.80 Acres

Parking

  • Parking features: Garage-Two Car,Garage-Detached,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Heat Wave
Landslide

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,304$15,648
Home Insurance *$280$3,360
Property Taxes $51$612
Electricity $317$3,810
Total$1,952$23,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,925/yr
40% on housing$58,560/yr
45% on housing$52,053/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 35570$77
Marion County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 35570
Marion County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$258,000
2021-10-22Listing removed--
2021-10-20Listed for sale$185,000
2021-09-23Listing removed--
2021-08-26Listed for sale$185,000

For Sale by Agent

AgentAdam Taylor
BrokerageSherry Pruitt Real Estate

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