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246 Walnut St, Hamilton, AL, 35570

4beds
3baths
2,800sqft
$315,000
$113price/sqft
$2,881/moest. monthly cost
$115,240/yrincome needed

About This Home

Beautiful, move-in ready four bedroom, two and a half bath split-level home located in the quiet and desirable Oakhill Subdivision. Offering approximately 2,800 square feet, this home has been completely updated and sits on a spacious 2-acre lot with a well-maintained sod lawn. Major improvements have already been taken care of, including a one-year-old roof and HVAC system, as well as a water heater that is only 2.5 years old—giving you peace of mind with no deferred maintenance. Inside, you’ll find a functional layout perfect for families, while outside features a beautiful deck ideal for relaxing or entertaining. The property also includes an 18x44 shop, providing ample space for storage, hobbies, or equipment. This home truly needs nothing—just move in and enjoy. Perfect for your family!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

10/10
Hamilton Middle SchoolGrades 5-82.1 mi
3/10
Hamilton High SchoolGrades 9-122.1 mi
10/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1978

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling - Smooth,Granite Counters,Freshly Painted,Kitchen Island
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,800

Heating

  • Heating features: Fireplace Insert,Heat Pump

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: 0909320204024000

Features

  • Frontage length: 600

Lot

  • Lot size: 2 Acres
  • Lot size dimensions: 600 x 150

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Tornado
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$342$4,104
Property Taxes $634$7,608
Electricity $313$3,759
Total$2,881$34,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,777/yr
40% on housing$86,430/yr
45% on housing$76,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 35570$76
Marion County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 35570
Marion County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$322,000
2026-03-13Listed for sale$320,000

For Sale by Agent

AgentJerromy M Downey
BrokerageEXIT River City Realty

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