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511 1st St N, Reform, AL, 35481

2beds
2baths
1,906sqft
$174,900
$92price/sqft
$1,347/moest. monthly cost
$53,880/yrincome needed

About This Home

Charming home full of character, featuring 2 bedrooms and 2 bathrooms in a quiet small-town setting. Situated on a spacious corner lot, this property offers plenty of outdoor space with mature shade trees-good for relaxing, entertaining, or gardening. Inside, you'll find a cozy layout with great potential to make it your own while preserving its classic charm. Great opportunity for those seeking a peaceful lifestyle.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
Pickens Co High SchoolGrades 5-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Separate/Formal Dining Room
  • Fireplace features: None

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 1 Unit

Interior Area

  • Total structure area: 1,906
  • Total interior livable area: 1,906 sqft

Property

Details

  • Parcel number: 54 09 04 20 4 000 055.000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 0.42 Acres

Parking

  • Parking features: Attached Carport,Concrete,Driveway
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Heat Wave
Strong Wind
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$193$2,316
Property Taxes $30$360
Electricity $240$2,881
Total$1,347$16,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,182/yr
40% on housing$40,410/yr
45% on housing$35,920/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 35481$115
Pickens County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 35481$125
Pickens County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$174,900
2022-05-18Sold$120,000
2022-03-01Pending sale$109,900
2022-02-22Listed for sale$109,900
2021-11-12Listing removed--
2021-10-22Pending sale$85,000
2021-10-17Listed for sale$85,000
2006-12-29Sold$500

For Sale by Agent

AgentDavid Turman
BrokerageREALTYSOUTH-TUSCALOOSA

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