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254 S Farragut St, Philadelphia, PA, 19139

6beds
2baths
2,240sqft
$409,500
$183price/sqft
$2,972/moest. monthly cost
$118,880/yrincome needed

About This Home

Property is owned by the US Dept. of HUD FHA Case #: 441-968158. Insurability: IE Subject to appraisal. Classic 4-story row home in the heart of University City offering timeless architecture, generous living space, and endless potential. Rich with old-world charm and original character throughout, this grand residence features soaring ceilings, oversized rooms, detailed millwork, and abundant natural light. This spacious home features 6 nicely sized bedrooms, 2 full bathrooms, a covered front patio, and multiple outdoor living spaces including an enclosed deck off a second-floor bedroom and a rear deck. With its impressive scale, historic character, and flexible layout, this property presents a rare opportunity to create a truly exceptional residence in one of Philadelphia’s most sought-after neighborhoods. Conveniently located near universities, hospitals, dining, shopping, and public transportation. Buyer is responsible for 100% transfer tax.

Getting Around

92
WalkingWalker's Paradise
82
TransitExcellent Transit
99
BikeBiker's Paradise

Schools

5/10
Lea Henry C SchoolGrades PK-80.1 mi
3/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Permanent
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,240

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 461189900
  • Zoning: RM1
  • Special condition: HUD Owned

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Deck,Enclosed,Screened,Porch

Lot

  • Lot size: 1,696 sqft
  • Features: Middle Of Block
  • Lot size dimensions: 16.00 x 106.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,070$24,840
Home Insurance *$256$3,072
Property Taxes $401$4,812
Electricity $245$2,949
Total$2,972$35,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,897/yr
40% on housing$89,160/yr
45% on housing$79,253/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 19139$107
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19139$239
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$368,550
2026-06-25Price change$409,500
2026-05-08Listed for sale$455,000
2025-11-12Sold$575,680

For Sale by Agent

AgentJaimee Cohen
BrokerageRE/MAX Prime Real Estate

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