787 County Road 9901, Wedowee, AL, 36278
About This Home
Pristine 3 bed /3 bath lake cottage in a large cove with 220 feet of year-round water in Ratley Cove on beautiful Lake Wedowee. This property was remodeled a few years ago and has cathedral ceilings in Great Room, dining area, and kitchen. The Great Room has a stone fireplace and windows looking out to the lake. There is a master bedroom and master bath, second bedroom, full bath and laundry room in the cottage. There is a detached "bunk room" with 6 built in bunk beds, a large bath and small den area. The lot has a very gentle walk down to year-round water, a seawall and covered floating dock. There is a large covered porch off the great room with steps down to a fire pit area and landscaped yard. This one is right out of Southern Living. More pictures coming soon.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2001
Materials
- Foundation: Basement
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Microwave,Electric Oven,Refrigerator,Stainless Steel Appliance(s),2+ Water Heaters,Electric Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes
Basement
- Area: 200
Basement
- Has basement: Yes
- Basement: Partial,Unfinished,Block
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
Features
- Recessed Lighting,Cathedral/Vaulted,High Ceilings,Smooth Ceilings,Separate Shower,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
- Door features: Insulated Door
- Window features: Double Pane Windows
- Flooring: Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Insert,Stone,Great Room,Gas
- Fireplace: Yes
- Attic: Pull Down Stairs,Yes
- Finished area below ground: 0
- Finished area above ground: 2,076
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 2,076 sqft
Kitchen
- Features: Stone Counters,Eat-in Kitchen,Kitchen Island
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 905220000006033
- Special condition: N/A
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Open (PATIO),Patio,Porch,Covered (DECK),Open (DECK),Deck
- Exterior features: Dock
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront
- Waterbody name: Lake Wedowee
- Frontage length: 220
Lot
- Lot size: 0.61 Acres
- Features: Few Trees,Subdivision
Parking
- Parking features: Boat,Driveway,Parking (MLVL)
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $443 | $5,316 |
| Property Taxes | $112 | $1,344 |
| Electricity | $240 | $2,881 |
| Total | $3,318 | $39,816 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Contingent | $499,000 |
| 2026-04-28 | Listed for sale | $499,000 |
| 2021-02-17 | Listing removed | -- |
| 2019-12-15 | Listing removed | $370,000 |
| 2019-09-16 | Listed for sale | $370,000 |
| 2017-11-15 | Sold | $207,000 |
| 2017-09-08 | Price change | $219,000 |
| 2017-08-14 | Price change | $229,000 |
| 2017-07-20 | Listed for sale | $249,000 |
| 2000-06-15 | Sold | $30,000 |
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