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1604 46th St, Phenix City, AL, 36867

3beds
2baths
1,646sqft
$229,900
$140price/sqft
$1,654/moest. monthly cost
$66,160/yrincome needed

About This Home

Gorgeous brick home in the heart of Phenix City is ready for its new owner! This 3 bed, 1.5 bath home that sits on a beautiful level lot features a covered front porch, detached 2 car carport, & fenced backyard with a workshop. The interior features a spacious family room with bay window and brick fireplace (used only as decoration currently), then the kitchen will warm your hear with the country feel. The real wood paneling throughout, including on the ceiling really gives it the home a country cottage feel. The dining room and living room are cozy and welcoming with a wood burning fireplace in the living room. The bedrooms are spacious, 2 of the 3 rooms have carpet and the 3rd has hardwood floors. The 2 back bedrooms have a jack and jill 1/2 bathroom that is updated. The full bathroom in the hall way features tile flooring, backsplash behind the sink, and an area for storage and your laundry. It also features a heat lamp above the shower! There's a sunroom attached, perfect for enjoying the view of the backyard. This home is being sold AS-IS but is in good condition! - Roof replaced in 2024, main water/plumbing pipes updated about 6 years ago and kitchen pipes replaced about 3 years ago. Heated pump maintained annually. This home has been well maintained and loved!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
10/10

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Electric Range,Microwave,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Paneling/Wainscoting
  • Finished area below ground: 0
  • Finished area above ground: 1,646

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 1,646 sqft

Property

Details

  • Parcel number: 0108343010010.000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 0.35 Acres
  • Features: < 1/2 Acre,Level

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$180$2,160
Property Taxes $72$864
Electricity $240$2,881
Total$1,654$19,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,708/yr
40% on housing$49,620/yr
45% on housing$44,106/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 36867$93
Russell County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 36867
Russell County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$244,900

For Sale by Agent

AgentJENNIFER BLACKSTOCK
BrokeragePLATINUM PROPERTIES

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