See other homes in:
Primary listing photo

4309 Summerville Rd, Phenix City, AL, 36867

4beds
3baths
2,216sqft
$499,900
$226price/sqft
$3,112/moest. monthly cost
$124,480/yrincome needed

About This Home

Don’t miss your opportunity to own this beautiful new construction 4-bedroom, 3-bath home—come now while you can still customize your finishes! This stunning Hardiplank Craftsman-style home offers high-end finishes throughout, featuring custom cabinetry, designer showers, and thoughtful details in every space. Step inside to an open-concept floor plan with soaring high ceilings and luxury vinyl plank flooring that flows seamlessly throughout the main living areas. The spacious kitchen is perfect for entertaining, complete with a large island, pantry, and premium finishes. The home also boasts tiled showers, generously sized walk-in closets, and a layout designed for both comfort and style. Every detail has been carefully selected to provide modern elegance and lasting quality.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
10/10

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Double Vanity,High Ceilings,Walk-In Closet(s),Attic
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,216
  • Total interior livable area: 2,216 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01083403016006000
  • Special condition: Standard,None
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.29 Acres
  • Features: Back Yard,Front Yard,Landscaped
  • Lot size dimensions: 94 x 165 x 75 x 139

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$180$2,160
Property Taxes $158$1,896
Electricity $247$2,975
Total$3,112$37,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,697/yr
40% on housing$93,360/yr
45% on housing$82,986/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 36867$90
Russell County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 36867
Russell County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$499,900

For Sale by Agent

AgentChris Goins
BrokerageKeller Williams Realty River C

Similar Homes