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1708 20th Ave, Phenix City, AL, 36867

2beds
2baths
1,131sqft
$113,900
$101price/sqft
$1,031/moest. monthly cost
$41,240/yrincome needed

About This Home

Seller is offering up to $5,000 toward buyer's allowable closing costs, prepaid expenses, and/or interest-rate buydown with an acceptable offer, subject to lender approval. Buyer may receive a lender credit of up to 1% of the loan amount toward eligible closing costs and/or an interest-rate buy-down when financing with preferred lender. Credit is subject to borrower qualification, loan program, lender approval, and applicable terms and conditions. Buyer is not required to use the preferred lender. Affordable and flexible in a convenient Phenix City location just minutes from Uptown Columbus, Broadway dining and entertainment, the Chattahoochee riverfront, and nearby Phenix City shopping and restaurants. This 2-bedroom, 2-bath ranch offers recent updates including fresh paint and new LVP flooring, giving buyers a cleaner start while still leaving room to personalize. The single-level layout, public utilities, no HOA, driveway parking, and functional living spaces make this a strong option for an owner-occupant, downsizer, or rental investor. A practical home at an approachable price point with quick access to everyday conveniences on both sides of the river.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
10/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,131
  • Total interior livable area: 1,131 sqft

Property

Details

  • Parcel number: 05021033020250
  • Special condition: Standard

Features

  • Patio & porch: Screen Porch
  • Living area range: 1K-1249

Lot

  • Lot size: 7,840 sqft
  • Features: Sloped

Parking

  • Parking features: Driveway,Level Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $575$6,900
Home Insurance *$180$2,160
Property Taxes $36$432
Electricity $240$2,881
Total$1,031$12,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,348/yr
40% on housing$30,930/yr
45% on housing$27,493/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 36867$94
Russell County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 36867
Russell County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$112,900
2026-07-31Price change$113,900
2026-06-16Listed for sale$114,900
2026-02-01Listing removed$86,000
2025-12-09Price change$86,000
2025-10-01Listed for sale$89,000
2022-11-30Sold$35,000
2022-11-02Pending sale$38,000
2022-10-31Listed for sale$38,000
2022-10-21Pending sale$38,000
2022-10-21Listed for sale$38,000

For Sale by Agent

AgentCasey Cornelius
BrokerageColdwell Banker / Kennon, Parker, Duncan & Davis

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